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Get Cheap Car Insurance in South Flagstaff, Flagstaff, AZ
We monitor insurance prices, helping the average driver in South Flagstaff save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in South Flagstaff
The chart below shows the cheapest car insurance company in South Flagstaff for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| South Flagstaff Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $62 |
| Mile Auto | $77 |
| MetLife | $77 |
Savings for Every Kind of South Flagstaff Driver
Based on our extensive insurance data, we know the average South Flagstaff driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $691 per year by choosing the right vehicle insurance company. Some South Flagstaff residents are paying out over $1,788 extra every year for auto insurance in South Flagstaff. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Flagstaff, Flagstaff, AZ Savings / Yr. |
|---|---|
$691 |
|
$614 |
|
$374 |
|
$628 |
|
$1,992 |
|
$352 |
|
$988 |
South Flagstaff Car Insurance vs. Flagstaff
People living in South Flagstaff pay an average of 1.41% less than the typical driver in the state. The average driver in South Flagstaff can expect to pay about $942 per year, or $1,788 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Flagstaff for most people.
Car Insurance Prices by South Flagstaff Neighborhood
Insurance Prices
Where is insurance cheapest within South Flagstaff?
The map shows insurance prices in and around South Flagstaff, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $74 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,812 to a low of $1,738. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of South Flagstaff.Pick the Best Car Insurance Company for You in South Flagstaff
The best car insurance provider for most drivers in South Flagstaff
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $691 over the average South Flagstaff car insurance company.
The best car insurance provider for South Flagstaff drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $614 over the competition.
The best car insurance company for South Flagstaff drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $374 better than other car insurance companies.
The best auto insurance for South Flagstaff drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $628 less each year.
The least expensive car insurance company for new and young drivers in South Flagstaff
In South Flagstaff, Geico costs young drivers $1,992 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Flagstaff
State Farm gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average South Flagstaff couple's premiums.
The cheapest car insurance in South Flagstaff for drivers with bad credit
The best South Flagstaff car insurance company for customer service
Nationwide was the best company for customer service in South Flagstaff according to the NAIC.
Recent price drops
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The cheapest large national provider in South Flagstaff
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Flagstaff driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Flagstaff, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Flagstaff
What Influences the Cost of Car Insurance in South Flagstaff?
On average, car insurance in South Flagstaff is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Flagstaff is 20 minutes, which is far less than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Flagstaff are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South Flagstaff has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Flagstaff is $79 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northern Arizona University: Insurance costs 1.01% more
- Woodlands Village: Insurance costs 1.23% less
- Sunnyside-Flagstaff: Insurance costs 1.17% more
- Granville: Insurance costs 4.59% less
- Tierra Oeste: Insurance costs 4.03% less
- Parkway: Insurance costs 2.35% less
- Westgate Hts: Insurance costs 2.35% less
- Avalon: Insurance costs 2.01% more
- Laurelwood: Insurance costs 2.35% less
- Ladera West: Insurance costs 3.41% less
Neighborhoods with Similar Populations
- Bayou St John: Insurance costs 105.03% more
- Colemans Daytona: Insurance costs 51.57% more
- Putnam Lake: Insurance costs 38.14% more
- Amtrak: Insurance costs 33.11% more
- Meadow Springs: Insurance costs 24.16% less
- Middletown-Pelham Bay: Insurance costs 90.16% more
- Northwest Redlands: Insurance costs 14.65% more
- Port Dixie: Insurance costs 33.28% more
- Prairie Point-Wildberry: Insurance costs 2.40% more
- Puhi: Insurance costs 33.05% less