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Get Cheap Car Insurance in Lake View, Chicago, IL
We monitor insurance prices, helping the average driver in Lake View save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Lake View
The chart below shows the cheapest car insurance company in Lake View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Lake View Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Country Financial | $65 |
| Metromile | $71 |
| American Family Insurance | $76 |
Savings for Every Kind of Lake View Driver
Based on our extensive insurance data, we know the average Lake View driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $419 per year by choosing the right vehicle insurance company. Some Lake View residents are paying out over $1,794 extra every year for auto insurance in Lake View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake View, Chicago, IL Savings / Yr. |
|---|---|
$419 |
|
$788 |
|
$631 |
|
$661 |
|
$1,629 |
|
$469 |
|
$602 |
Lake View Car Insurance vs. Chicago
People living in Lake View pay an average of 18.75% more than the typical driver in the state. The average driver in Lake View can expect to pay about $1,065 per year, or $1,794 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Lake View for most people.
Car Insurance Prices by Lake View Neighborhood
Insurance Prices
Where is insurance cheapest within Lake View?
The map shows insurance prices in and around Lake View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $335 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,977 to a low of $1,642. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Lake View.Pick the Best Car Insurance Company for You in Lake View
The best car insurance provider for most drivers in Lake View
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $419 over the average Lake View car insurance company.
The best car insurance provider for Lake View drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $788 over the competition.
The best car insurance company for Lake View drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $631 better than other car insurance companies.
The best auto insurance for Lake View drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $661 less each year.
The least expensive car insurance company for new and young drivers in Lake View
In Lake View, State Farm costs young drivers $1,629 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake View
State Farm gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Lake View couple's premiums.
The cheapest car insurance in Lake View for drivers with bad credit
The best Lake View car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lake View
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lake View driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake View, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lake View
What Influences the Cost of Car Insurance in Lake View?
On average, car insurance in Lake View is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lake View is 42 minutes, which is about the national average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake View are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Lake View is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lake View is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pine Grove: Insurance costs 2.56% more
- Hamlin Park: Insurance costs 3.40% less
- Lincoln Park: Insurance costs 1.11% less
- Roscoe Village: Insurance costs 2.56% less
- Bricktown: Insurance costs 3.18% less
- Uptown: Insurance costs 4.40% more
- Cuyler: Insurance costs 2.51% less
- North Center: Insurance costs 3.23% less
- Asia on Argyle: Insurance costs 6.58% more
- Belgravia Terrace: Insurance costs 2.40% less
Neighborhoods with Similar Populations
- Northeast Raleigh: Insurance costs 22.91% less
- Bay Ridge-Fort Hamilton: Insurance costs 74.86% more
- Bedford Park: Insurance costs 97.71% more
- Cambrian Park: Insurance costs 12.99% more
- Central City: Insurance costs 6.02% more
- Cobbs Creek: Insurance costs 3.62% less
- Cordova-Appling: Insurance costs 11.98% less
- East End: Insurance costs 13.94% more
- East Flatbush: Insurance costs 105.91% more
- Elmhurst: Insurance costs 96.38% more