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Get Cheap Car Insurance in Midland Beach, Staten Island, NY
We monitor insurance prices, helping the average driver in Midland Beach save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Midland Beach
The chart below shows the cheapest car insurance company in Midland Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Midland Beach Insurer | Monthly Cost |
|---|---|
| Kemper | $108 |
| Plymouth Rock Assurance | $144 |
| Safeco Insurance | $155 |
| Geico | $161 |
Savings for Every Kind of Midland Beach Driver
Based on our extensive insurance data, we know the average Midland Beach driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $876 per year by choosing the right vehicle insurance company. Some Midland Beach residents are paying out over $2,938 extra every year for auto insurance in Midland Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Midland Beach, Staten Island, NY Savings / Yr. |
|---|---|
$876 |
|
$559 |
|
$1,116 |
|
$1,129 |
|
$2,766 |
|
$926 |
|
$1,475 |
Midland Beach Car Insurance vs. Staten Island
People living in Midland Beach pay an average of 21.16% more than the typical driver in the state. The average driver in Midland Beach can expect to pay about $2,131 per year, or $2,938 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Midland Beach for most people.
Car Insurance Prices by Midland Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Midland Beach?
The map shows insurance prices in and around Midland Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $720 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,129 to a low of $2,409. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Midland Beach.Pick the Best Car Insurance Company for You in Midland Beach
The best car insurance provider for most drivers in Midland Beach
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $876 over the average Midland Beach car insurance company.
The best car insurance provider for Midland Beach drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $559 over the competition.
The best car insurance company for Midland Beach drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,116 better than other car insurance companies.
The best auto insurance for Midland Beach drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,129 less each year.
The least expensive car insurance company for new and young drivers in Midland Beach
In Midland Beach, Progressive costs young drivers $2,766 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Midland Beach
Progressive gave the largest car insurance discounts to married couples, averaging $926 saved each year compared to an average Midland Beach couple's premiums.
The cheapest car insurance in Midland Beach for drivers with bad credit
The best Midland Beach car insurance company for customer service
Nationwide was the best company for customer service in Midland Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Midland Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Midland Beach driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Midland Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Midland Beach
What Influences the Cost of Car Insurance in Midland Beach?
On average, car insurance in Midland Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Midland Beach is 55 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Midland Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Midland Beach is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Midland Beach is $178 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Oakwood: Insurance costs 4.15% less
- South Beach: Insurance costs 3.03% more
- Todt Hill: Insurance costs 3.57% less
- Concord: Insurance costs 6.98% more
- Richmondtown: Insurance costs 5.92% less
- Shore Acres: Insurance costs 4.36% more
- Rosebank: Insurance costs 3.47% more
- Great Kills: Insurance costs 5.17% less
- Westerleigh-Castleton: Insurance costs 5.58% less
- Clifton: Insurance costs 7.01% more
Neighborhoods with Similar Populations
- Battle Creek: Insurance costs 34.55% less
- Woodlawn: Insurance costs 31.38% less
- Wharton-Hawthorne-Bella Vista: Insurance costs 44.11% less
- West Price Hill: Insurance costs 57.11% less
- West Park: Insurance costs 28.42% less
- Washington Heights: Insurance costs 30.36% less
- Visitacion Valley: Insurance costs 18.21% less
- Villages of Palm Beach Lakes: Insurance costs 7.01% more
- Urbandale-Parkdale: Insurance costs 28.28% less
- Upper Roseville: Insurance costs 15.52% less