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Get Cheap Car Insurance in Shore Acres, Staten Island, NY
We monitor insurance prices, helping the average driver in Shore Acres save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Shore Acres
The chart below shows the cheapest car insurance company in Shore Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Shore Acres Insurer | Monthly Cost |
|---|---|
| Kemper | $113 |
| Plymouth Rock Assurance | $150 |
| Safeco Insurance | $162 |
| Geico | $168 |
Savings for Every Kind of Shore Acres Driver
Based on our extensive insurance data, we know the average Shore Acres driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $914 per year by choosing the right vehicle insurance company. Some Shore Acres residents are paying out over $3,066 extra every year for auto insurance in Shore Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shore Acres, Staten Island, NY Savings / Yr. |
|---|---|
$914 |
|
$583 |
|
$1,164 |
|
$1,178 |
|
$2,886 |
|
$966 |
|
$1,539 |
Shore Acres Car Insurance vs. Staten Island
People living in Shore Acres pay an average of 26.43% more than the typical driver in the state. The average driver in Shore Acres can expect to pay about $2,224 per year, or $3,066 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Shore Acres for most people.
Car Insurance Prices by Shore Acres Neighborhood
Insurance Prices
Where is insurance cheapest within Shore Acres?
The map shows insurance prices in and around Shore Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $401 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,220 to a low of $2,819. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Shore Acres.Pick the Best Car Insurance Company for You in Shore Acres
The best car insurance provider for most drivers in Shore Acres
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $914 over the average Shore Acres car insurance company.
The best car insurance provider for Shore Acres drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $583 over the competition.
The best car insurance company for Shore Acres drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,164 better than other car insurance companies.
The best auto insurance for Shore Acres drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,178 less each year.
The least expensive car insurance company for new and young drivers in Shore Acres
In Shore Acres, Progressive costs young drivers $2,886 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shore Acres
Progressive gave the largest car insurance discounts to married couples, averaging $966 saved each year compared to an average Shore Acres couple's premiums.
The cheapest car insurance in Shore Acres for drivers with bad credit
The best Shore Acres car insurance company for customer service
Nationwide was the best company for customer service in Shore Acres according to the NAIC.
Recent price drops
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The cheapest large national provider in Shore Acres
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Shore Acres driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shore Acres, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Shore Acres
What Influences the Cost of Car Insurance in Shore Acres?
On average, car insurance in Shore Acres is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Shore Acres is 61 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shore Acres are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Shore Acres is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Shore Acres is $185 per month for minimum coverage and $255 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rosebank: Insurance costs 0.85% less
- Concord: Insurance costs 2.51% more
- South Beach: Insurance costs 1.27% less
- Clifton: Insurance costs 2.54% more
- Sunset Hill: Insurance costs 9.62% less
- Bay Ridge-Fort Hamilton: Insurance costs 2.32% more
- Todt Hill: Insurance costs 7.60% less
- New Brighton: Insurance costs 2.51% more
- Midland Beach: Insurance costs 4.17% less
- Dyker Heights: Insurance costs 5.61% more
Neighborhoods with Similar Populations
- Pear Orchard: Insurance costs 37.48% less
- Midtown Phillips: Insurance costs 31.80% less
- Midtown: Insurance costs 41.10% less
- Mott Section: Insurance costs 3.23% less
- Natomas Crossing: Insurance costs 29.22% less
- Near Westside: Insurance costs 6.98% less
- North Central Thousand Oaks: Insurance costs 43.51% less
- North: Insurance costs 50.46% less
- Pawtuckett: Insurance costs 53.07% less
- Meadowbrook Heights: Insurance costs 40.74% less