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Get Cheap Car Insurance in Downtown Lowell, Lowell, MA
We monitor insurance prices, helping the average driver in Downtown Lowell save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Downtown Lowell
The chart below shows the cheapest car insurance company in Downtown Lowell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Downtown Lowell Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $46 |
| Geico | $49 |
| Midvale Home & Auto | $58 |
| Travelers | $73 |
Savings for Every Kind of Downtown Lowell Driver
Based on our extensive insurance data, we know the average Downtown Lowell driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Downtown Lowell residents are paying out over $1,832 extra every year for auto insurance in Downtown Lowell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Lowell, Lowell, MA Savings / Yr. |
|---|---|
$627 |
|
$932 |
|
$775 |
|
$1,029 |
|
$2,269 |
|
$0 |
|
$0 |
Downtown Lowell Car Insurance vs. Lowell
People living in Downtown Lowell pay an average of 18.00% more than the typical driver in the state. The average driver in Downtown Lowell can expect to pay about $787 per year, or $1,832 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Downtown Lowell for most people.
Car Insurance Prices by Downtown Lowell Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Lowell?
The map shows insurance prices in and around Downtown Lowell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $255 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,054 to a low of $1,799. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Downtown Lowell.Pick the Best Car Insurance Company for You in Downtown Lowell
The best car insurance provider for most drivers in Downtown Lowell
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $627 over the average Downtown Lowell car insurance company.
The best car insurance provider for Downtown Lowell drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $932 over the competition.
The best car insurance company for Downtown Lowell drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $775 better than other car insurance companies.
The best auto insurance for Downtown Lowell drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,029 less each year.
The least expensive car insurance company for new and young drivers in Downtown Lowell
In Downtown Lowell, State Farm costs young drivers $2,269 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Lowell
The cheapest car insurance in Downtown Lowell for drivers with bad credit
The best Downtown Lowell car insurance company for customer service
Nationwide was the best company for customer service in Downtown Lowell according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Lowell
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Downtown Lowell driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Lowell, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown Lowell
What Influences the Cost of Car Insurance in Downtown Lowell?
On average, car insurance in Downtown Lowell is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Lowell is 34 minutes, which is about the national average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Downtown Lowell is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Lowell is $66 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Back Central: Insurance costs 4.48% more
- The Acre: Insurance costs 2.73% more
- Centralville: Insurance costs 2.29% less
- Belvidere: Insurance costs 6.99% less
- Highlands: Insurance costs 1.04% more
- South Lowell: Insurance costs 4.15% less
- Pawtucketville: Insurance costs 5.40% less
- Mt Vernon Park: Insurance costs 2.89% more
- Frye Circle: Insurance costs 7.86% less
- Southeast Nashua: Insurance costs 29.80% less
Neighborhoods with Similar Populations
- Ardmore: Insurance costs 32.37% less
- Woodcreek Oaks: Insurance costs 13.16% more
- Atlantic City Inlet: Insurance costs 15.83% more
- Burlingame Gate: Insurance costs 13.43% more
- Bensville: Insurance costs 13.37% more
- Berger: Insurance costs 12.39% more
- Biedeman: Insurance costs 19.16% more
- North India Mound: Insurance costs 15.17% more
- Nashua Historic District: Insurance costs 29.37% less
- Nassau Shores: Insurance costs 45.41% more