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Get Cheap Car Insurance in Bensville, Waldorf, MD
We monitor insurance prices, helping the average driver in Bensville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Bensville
The chart below shows the cheapest car insurance company in Bensville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Bensville Insurer | Monthly Cost |
|---|---|
| State Farm | $96 |
| Erie Insurance | $98 |
| Travelers | $111 |
| Safeco Insurance | $115 |
Savings for Every Kind of Bensville Driver
Based on our extensive insurance data, we know the average Bensville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $387 per year by choosing the right vehicle insurance company. Some Bensville residents are paying out over $2,077 extra every year for auto insurance in Bensville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bensville, Waldorf, MD Savings / Yr. |
|---|---|
$387 |
|
$363 |
|
$423 |
|
$682 |
|
$1,311 |
|
$234 |
|
$916 |
Bensville Car Insurance vs. Waldorf
People living in Bensville pay an average of 12.10% more than the typical driver in the state. The average driver in Bensville can expect to pay about $1,416 per year, or $2,077 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Bensville for most people.
Car Insurance Prices by Bensville Neighborhood
Insurance Prices
Where is insurance cheapest within Bensville?
The map shows insurance prices in and around Bensville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,117 to a low of $1,947. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Bensville.Pick the Best Car Insurance Company for You in Bensville
The best car insurance provider for most drivers in Bensville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $387 over the average Bensville car insurance company.
The best car insurance provider for Bensville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $363 over the competition.
The best car insurance company for Bensville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for Bensville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in Bensville
In Bensville, Erie Insurance costs young drivers $1,311 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bensville
State Farm gave the largest car insurance discounts to married couples, averaging $234 saved each year compared to an average Bensville couple's premiums.
The cheapest car insurance in Bensville for drivers with bad credit
The best Bensville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bensville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bensville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bensville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Bensville
What Influences the Cost of Car Insurance in Bensville?
On average, car insurance in Bensville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bensville is 63 minutes, which is far more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bensville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Bensville is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bensville is $118 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- St Charles: Insurance costs 2.31% more
- Mt Vernon: Insurance costs 35.58% less
- South Post: Insurance costs 36.06% less
- Friendly: Insurance costs 8.57% more
- Hybla Valley: Insurance costs 33.46% less
- Woodlawn: Insurance costs 31.68% less
- Belle Haven: Insurance costs 39.24% less
- Groveton: Insurance costs 33.61% less
- Oxon Hill-Glassmanor: Insurance costs 12.81% more
- Southwest Quadrant: Insurance costs 37.41% less
Neighborhoods with Similar Populations
- Fort des Moines: Insurance costs 35.97% less
- College Hill: Insurance costs 32.55% less
- College Park: Insurance costs 19.16% less
- North Hill: Insurance costs 22.34% less
- Fort Phantom Area: Insurance costs 19.40% less
- Sunnyside-Flagstaff: Insurance costs 12.90% less
- Surrey Lane: Insurance costs 3.08% less
- First Ward: Insurance costs 18.97% more
- Baden: Insurance costs 14.16% more
- Atlantic City Inlet: Insurance costs 2.17% more