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Get Cheap Car Insurance in College Park, College Station, TX
We monitor insurance prices, helping the average driver in College Park save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in College Park
The chart below shows the cheapest car insurance company in College Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| College Park Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $57 |
| Progressive | $58 |
| State Farm | $63 |
Savings for Every Kind of College Park Driver
Based on our extensive insurance data, we know the average College Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $345 per year by choosing the right vehicle insurance company. Some College Park residents are paying out over $1,679 extra every year for auto insurance in College Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Park, College Station, TX Savings / Yr. |
|---|---|
$345 |
|
$790 |
|
$697 |
|
$798 |
|
$1,215 |
|
$459 |
|
$502 |
College Park Car Insurance vs. College Station
People living in College Park pay an average of 14.08% less than the typical driver in the state. The average driver in College Park can expect to pay about $1,000 per year, or $1,679 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in College Park for most people.
Car Insurance Prices by College Park Neighborhood
Insurance Prices
Where is insurance cheapest within College Park?
The map shows insurance prices in and around College Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,699 to a low of $1,654. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of College Park.Pick the Best Car Insurance Company for You in College Park
The best car insurance provider for most drivers in College Park
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $345 over the average College Park car insurance company.
The best car insurance provider for College Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $790 over the competition.
The best car insurance company for College Park drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $697 better than other car insurance companies.
The best auto insurance for College Park drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $798 less each year.
The least expensive car insurance company for new and young drivers in College Park
In College Park, State Farm costs young drivers $1,215 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Park
State Farm gave the largest car insurance discounts to married couples, averaging $459 saved each year compared to an average College Park couple's premiums.
The cheapest car insurance in College Park for drivers with bad credit
The best College Park car insurance company for customer service
Nationwide was the best company for customer service in College Park according to the NAIC.
Recent price drops
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The cheapest large national provider in College Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average College Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around College Park
What Influences the Cost of Car Insurance in College Park?
On average, car insurance in College Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in College Park is 25 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- College Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Park is $83 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Disaster City: Insurance costs 3.51% less
- Northgate: Insurance costs 0.36% more
- Southwood Valley: Insurance costs 4.71% less
- Wolf Pen Creek District: Insurance costs 1.31% less
- Midway Place: Insurance costs 0.06% less
- Downtown Bryan: Insurance costs 7.56% more
- Lake Windcrest: Insurance costs 0.24% more
- Sterling Ridge: Insurance costs 3.87% more
- Fairfield: Insurance costs 1.79% more
- Alden Bridge: Insurance costs 0.60% more
Neighborhoods with Similar Populations
- Merry Oaks: Insurance costs 14.59% less
- Deschutes River Woods: Insurance costs 19.30% less
- Downtown Boone: Insurance costs 28.83% less
- Hadwen Park: Insurance costs 5.42% more
- Fordville: Insurance costs 84.40% more
- Woburn Street Historic District: Insurance costs 2.62% less
- West Woods: Insurance costs 13.64% more
- North Hill: Insurance costs 3.93% less
- Fort Phantom Area: Insurance costs 0.30% less
- Route 66 Historic District: Insurance costs 18.88% more