Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Northgate, College Station, TX
We monitor insurance prices, helping the average driver in Northgate save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Northgate
The chart below shows the cheapest car insurance company in Northgate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Northgate Insurer | Monthly Cost |
|---|---|
| Clearcover | $44 |
| Mile Auto | $57 |
| Progressive | $59 |
| State Farm | $63 |
Savings for Every Kind of Northgate Driver
Based on our extensive insurance data, we know the average Northgate driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Northgate residents are paying out over $1,685 extra every year for auto insurance in Northgate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northgate, College Station, TX Savings / Yr. |
|---|---|
$347 |
|
$793 |
|
$699 |
|
$801 |
|
$1,219 |
|
$460 |
|
$504 |
Northgate Car Insurance vs. College Station
People living in Northgate pay an average of 13.78% less than the typical driver in the state. The average driver in Northgate can expect to pay about $1,004 per year, or $1,685 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Northgate for most people.
Car Insurance Prices by Northgate Neighborhood
Insurance Prices
Where is insurance cheapest within Northgate?
The map shows insurance prices in and around Northgate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,842 to a low of $1,660. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Northgate.Pick the Best Car Insurance Company for You in Northgate
The best car insurance provider for most drivers in Northgate
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $347 over the average Northgate car insurance company.
The best car insurance provider for Northgate drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $793 over the competition.
The best car insurance company for Northgate drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $699 better than other car insurance companies.
The best auto insurance for Northgate drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in Northgate
In Northgate, State Farm costs young drivers $1,219 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northgate
State Farm gave the largest car insurance discounts to married couples, averaging $460 saved each year compared to an average Northgate couple's premiums.
The cheapest car insurance in Northgate for drivers with bad credit
The best Northgate car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Northgate, which was better than other insurers.
The cheapest large national provider in Northgate
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northgate driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northgate, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Northgate
What Influences the Cost of Car Insurance in Northgate?
On average, car insurance in Northgate is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northgate is 20 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northgate are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Northgate is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northgate is $84 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Midway Place: Insurance costs 0.42% less
- College Park: Insurance costs 0.36% less
- Wolf Pen Creek District: Insurance costs 1.66% less
- Disaster City: Insurance costs 3.86% less
- Southwood Valley: Insurance costs 5.04% less
- Downtown Bryan: Insurance costs 7.18% more
- Lake Windcrest: Insurance costs 0.12% less
- Sterling Ridge: Insurance costs 3.50% more
- Alden Bridge: Insurance costs 0.24% more
- Cochran's Crossing: Insurance costs 2.31% more
Neighborhoods with Similar Populations
- La Mer: Insurance costs 17.74% more
- Sandtown-Winchester: Insurance costs 44.57% more
- Meadow Village: Insurance costs 11.87% more
- Marlyville: Insurance costs 106.77% more
- Marieville: Insurance costs 42.79% more
- Bandini: Insurance costs 38.46% more
- Lynnhurst: Insurance costs 1.60% more
- Laurelhurst: Insurance costs 8.31% less
- Larchmont-Edgewater: Insurance costs 29.08% less
- Lakewood: Insurance costs 67.77% more