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Get Cheap Car Insurance in La Mer, Parlin, NJ
We monitor insurance prices, helping the average driver in La Mer save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in La Mer
The chart below shows the cheapest car insurance company in La Mer for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| La Mer Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Geico | $69 |
| Plymouth Rock Assurance | $84 |
| NJM | $99 |
Savings for Every Kind of La Mer Driver
Based on our extensive insurance data, we know the average La Mer driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $520 per year by choosing the right vehicle insurance company. Some La Mer residents are paying out over $1,984 extra every year for auto insurance in La Mer. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Mer, Parlin, NJ Savings / Yr. |
|---|---|
$520 |
|
$965 |
|
$741 |
|
$639 |
|
$2,567 |
|
$500 |
|
$778 |
La Mer Car Insurance vs. Parlin
People living in La Mer pay an average of 9.26% more than the typical driver in the state. The average driver in La Mer can expect to pay about $1,183 per year, or $1,984 for full coverage.
Based on our analysis, Geico will be the cheapest provider in La Mer for most people.
Car Insurance Prices by La Mer Neighborhood
Insurance Prices
Where is insurance cheapest within La Mer?
The map shows insurance prices in and around La Mer, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,005 to a low of $1,835. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of La Mer.Pick the Best Car Insurance Company for You in La Mer
The best car insurance provider for most drivers in La Mer
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $520 over the average La Mer car insurance company.
The best car insurance provider for La Mer drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $965 over the competition.
The best car insurance company for La Mer drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $741 better than other car insurance companies.
The best auto insurance for La Mer drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $639 less each year.
The least expensive car insurance company for new and young drivers in La Mer
In La Mer, Geico costs young drivers $2,567 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Mer
Geico gave the largest car insurance discounts to married couples, averaging $500 saved each year compared to an average La Mer couple's premiums.
The cheapest car insurance in La Mer for drivers with bad credit
The best La Mer car insurance company for customer service
Recent price drops
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The cheapest large national provider in La Mer
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average La Mer driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Mer, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around La Mer
What Influences the Cost of Car Insurance in La Mer?
On average, car insurance in La Mer is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in La Mer is 52 minutes, which is far more than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Mer are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- La Mer is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in La Mer is $99 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Presidents Park: Insurance costs 1.81% less
- Townelake: Insurance costs 4.13% less
- Ravine Gardens: Insurance costs 7.21% less
- Tottenville: Insurance costs 35.28% more
- Creighton Village: Insurance costs 4.84% less
- Southwood: Insurance costs 6.15% less
- Bonhamtown: Insurance costs 0.10% less
- Charleston: Insurance costs 36.29% more
- Prince's Bay: Insurance costs 37.80% more
- Robinvale: Insurance costs 5.19% less
Neighborhoods with Similar Populations
- Lakewood: Insurance costs 42.49% more
- Powning Addition: Insurance costs 11.95% more
- National Hills: Insurance costs 10.43% less
- Marlyville: Insurance costs 75.60% more
- Marieville: Insurance costs 21.27% more
- Madison South: Insurance costs 7.51% less
- Angelo Heights: Insurance costs 11.04% less
- Lely Resort: Insurance costs 28.48% more
- Laurelhurst: Insurance costs 22.13% less
- Larchmont-Edgewater: Insurance costs 39.77% less