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Get Cheap Car Insurance in Fort Phantom Area, Abilene, TX
We monitor insurance prices, helping the average driver in Fort Phantom Area save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Fort Phantom Area
The chart below shows the cheapest car insurance company in Fort Phantom Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Fort Phantom Area Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $57 |
| Progressive | $58 |
| State Farm | $63 |
Savings for Every Kind of Fort Phantom Area Driver
Based on our extensive insurance data, we know the average Fort Phantom Area driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Fort Phantom Area residents are paying out over $1,674 extra every year for auto insurance in Fort Phantom Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Phantom Area, Abilene, TX Savings / Yr. |
|---|---|
$344 |
|
$788 |
|
$695 |
|
$796 |
|
$1,211 |
|
$457 |
|
$500 |
Fort Phantom Area Car Insurance vs. Abilene
People living in Fort Phantom Area pay an average of 14.35% less than the typical driver in the state. The average driver in Fort Phantom Area can expect to pay about $997 per year, or $1,674 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fort Phantom Area for most people.
Car Insurance Prices by Fort Phantom Area Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Phantom Area?
The map shows insurance prices in and around Fort Phantom Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,683 to a low of $1,642. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Fort Phantom Area.Pick the Best Car Insurance Company for You in Fort Phantom Area
The best car insurance provider for most drivers in Fort Phantom Area
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $344 over the average Fort Phantom Area car insurance company.
The best car insurance provider for Fort Phantom Area drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $788 over the competition.
The best car insurance company for Fort Phantom Area drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $695 better than other car insurance companies.
The best auto insurance for Fort Phantom Area drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $796 less each year.
The least expensive car insurance company for new and young drivers in Fort Phantom Area
In Fort Phantom Area, State Farm costs young drivers $1,211 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Phantom Area
State Farm gave the largest car insurance discounts to married couples, averaging $457 saved each year compared to an average Fort Phantom Area couple's premiums.
The cheapest car insurance in Fort Phantom Area for drivers with bad credit
The best Fort Phantom Area car insurance company for customer service
Nationwide was the best company for customer service in Fort Phantom Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Phantom Area
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fort Phantom Area driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Phantom Area, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Fort Phantom Area
What Influences the Cost of Car Insurance in Fort Phantom Area?
On average, car insurance in Fort Phantom Area is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fort Phantom Area is 19 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Phantom Area are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Fort Phantom Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Phantom Area is $83 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Abilene Heights Area: Insurance costs 4.54% less
- North College: Insurance costs 1.43% more
- Sears Park Area: Insurance costs 4.66% more
- Cobb Park Area: Insurance costs 4.24% more
- Westwood Richland: Insurance costs 0.96% more
- Sayles Boulevard Area: Insurance costs 0.60% more
- Over Place Area: Insurance costs 2.45% less
- Elmwood Area: Insurance costs 1.79% less
- River Oaks-Brookhollow: Insurance costs 3.88% less
- Park Central Area: Insurance costs 7.23% less
Neighborhoods with Similar Populations
- Iroquois: Insurance costs 46.89% more
- Surrey Lane: Insurance costs 20.25% more
- Sunshine: Insurance costs 72.34% more
- Sunnyside-Flagstaff: Insurance costs 8.06% more
- Strawberry Hill: Insurance costs 2.99% more
- Stonybrook-Wilshire: Insurance costs 21.21% less
- Muncie-Stony PT.: Insurance costs 0.84% less
- Milan: Insurance costs 123.36% more
- Kenawood-Rockwood: Insurance costs 32.14% more
- Jefferson-Carl Ben: Insurance costs 17.92% less