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Get Cheap Car Insurance in Elmwood Area, Abilene, TX
We monitor insurance prices, helping the average driver in Elmwood Area save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Elmwood Area
The chart below shows the cheapest car insurance company in Elmwood Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Elmwood Area Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $57 |
| State Farm | $62 |
Savings for Every Kind of Elmwood Area Driver
Based on our extensive insurance data, we know the average Elmwood Area driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $338 per year by choosing the right vehicle insurance company. Some Elmwood Area residents are paying out over $1,644 extra every year for auto insurance in Elmwood Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elmwood Area, Abilene, TX Savings / Yr. |
|---|---|
$338 |
|
$774 |
|
$682 |
|
$782 |
|
$1,190 |
|
$449 |
|
$491 |
Elmwood Area Car Insurance vs. Abilene
People living in Elmwood Area pay an average of 15.88% less than the typical driver in the state. The average driver in Elmwood Area can expect to pay about $979 per year, or $1,644 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Elmwood Area for most people.
Car Insurance Prices by Elmwood Area Neighborhood
Insurance Prices
Where is insurance cheapest within Elmwood Area?
The map shows insurance prices in and around Elmwood Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $236 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,794 to a low of $1,558. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Elmwood Area.Pick the Best Car Insurance Company for You in Elmwood Area
The best car insurance provider for most drivers in Elmwood Area
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $338 over the average Elmwood Area car insurance company.
The best car insurance provider for Elmwood Area drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $774 over the competition.
The best car insurance company for Elmwood Area drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $682 better than other car insurance companies.
The best auto insurance for Elmwood Area drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in Elmwood Area
In Elmwood Area, State Farm costs young drivers $1,190 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elmwood Area
State Farm gave the largest car insurance discounts to married couples, averaging $449 saved each year compared to an average Elmwood Area couple's premiums.
The cheapest car insurance in Elmwood Area for drivers with bad credit
The best Elmwood Area car insurance company for customer service
Nationwide was the best company for customer service in Elmwood Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Elmwood Area
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Elmwood Area driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elmwood Area, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Elmwood Area
What Influences the Cost of Car Insurance in Elmwood Area?
On average, car insurance in Elmwood Area is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Elmwood Area is 20 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elmwood Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Elmwood Area is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elmwood Area is $82 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westwood Richland: Insurance costs 2.80% more
- Sayles Boulevard Area: Insurance costs 2.43% more
- River Oaks-Brookhollow: Insurance costs 2.13% less
- Over Place Area: Insurance costs 0.67% less
- Cobb Park Area: Insurance costs 6.14% more
- Park Central Area: Insurance costs 5.54% less
- Sears Park Area: Insurance costs 6.57% more
- North College: Insurance costs 3.28% more
- Chimney Rock Area: Insurance costs 0.79% less
- Abilene Heights Area: Insurance costs 2.80% less
Neighborhoods with Similar Populations
- Trestle Glen: Insurance costs 34.25% more
- Disston Heights: Insurance costs 70.56% more
- Downtown Turlock: Insurance costs 27.25% more
- West Englewood: Insurance costs 41.73% more
- East Side Capistrano: Insurance costs 21.05% more
- Wakefield: Insurance costs 17.34% more
- Foxcroft: Insurance costs 19.34% less
- University District: Insurance costs 6.02% more
- Gardenside-Colony: Insurance costs 29.93% more
- Greenville: Insurance costs 71.35% more