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Get Cheap Car Insurance in Fordville, Southgate, MI
We monitor insurance prices, helping the average driver in Fordville save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Fordville
The chart below shows the cheapest car insurance company in Fordville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Fordville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $115 |
| Progressive | $131 |
| State Farm | $132 |
| Safeco Insurance | $140 |
Savings for Every Kind of Fordville Driver
Based on our extensive insurance data, we know the average Fordville driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,244 per year by choosing the right vehicle insurance company. Some Fordville residents are paying out over $3,096 extra every year for auto insurance in Fordville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fordville, Southgate, MI Savings / Yr. |
|---|---|
$1,244 |
|
$2,032 |
|
$1,798 |
|
$2,732 |
|
$3,224 |
|
$0 |
|
$0 |
Fordville Car Insurance vs. Southgate
People living in Fordville pay an average of 6.81% more than the typical driver in the state. The average driver in Fordville can expect to pay about $2,352 per year, or $3,096 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Fordville for most people.
Car Insurance Prices by Fordville Neighborhood
Insurance Prices
Where is insurance cheapest within Fordville?
The map shows insurance prices in and around Fordville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,181 to a low of $3,020. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Fordville.Pick the Best Car Insurance Company for You in Fordville
The best car insurance provider for most drivers in Fordville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,244 over the average Fordville car insurance company.
The best car insurance provider for Fordville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,032 over the competition.
The best car insurance company for Fordville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,798 better than other car insurance companies.
The best auto insurance for Fordville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,732 less each year.
The least expensive car insurance company for new and young drivers in Fordville
In Fordville, Geico costs young drivers $3,224 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fordville
The cheapest car insurance in Fordville for drivers with bad credit
The best Fordville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fordville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fordville driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fordville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Fordville
What Influences the Cost of Car Insurance in Fordville?
On average, car insurance in Fordville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fordville is 28 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Fordville is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fordville is $196 per month for minimum coverage and $258 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Carmel: Insurance costs 2.75% less
- Emmons Orchard: Insurance costs 2.33% more
- Downtown Wyandotte: Insurance costs 2.58% less
- Boynton: Insurance costs 25.39% more
- Snow Woods: Insurance costs 0.61% less
- Southwestern Outer Drive: Insurance costs 2.29% less
- West Downtown Dearborn: Insurance costs 0.71% more
- Springwells: Insurance costs 20.96% more
- East Downtown Dearborn: Insurance costs 6.72% more
- Southwest Detroit: Insurance costs 21.64% more
Neighborhoods with Similar Populations
- Mt Vernon Park: Insurance costs 39.11% less
- Stone Meadows: Insurance costs 30.36% less
- Stockton: Insurance costs 30.01% less
- Springvale: Insurance costs 35.66% less
- South Campus: Insurance costs 62.08% less
- South Bank: Insurance costs 30.49% less
- Sierra Montana: Insurance costs 39.70% less
- Parkdale Viking Hills: Insurance costs 46.19% less
- Paloma Lake: Insurance costs 43.86% less
- Old Saginaw City: Insurance costs 2.20% more