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Get Cheap Car Insurance in Gateway West, Sacramento, CA
We monitor insurance prices, helping the average driver in Gateway West save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Gateway West
The chart below shows the cheapest car insurance company in Gateway West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Gateway West Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Gateway West Driver
Based on our extensive insurance data, we know the average Gateway West driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Gateway West residents are paying out over $2,212 extra every year for auto insurance in Gateway West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gateway West, Sacramento, CA Savings / Yr. |
|---|---|
$707 |
|
$1,295 |
|
$1,024 |
|
$1,800 |
|
$924 |
|
$401 |
|
$0 |
Gateway West Car Insurance vs. Sacramento
People living in Gateway West pay an average of 10.16% more than the typical driver in the state. The average driver in Gateway West can expect to pay about $1,036 per year, or $2,212 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Gateway West for most people.
Car Insurance Prices by Gateway West Neighborhood
Insurance Prices
Where is insurance cheapest within Gateway West?
The map shows insurance prices in and around Gateway West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,306 to a low of $2,168. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Gateway West.Pick the Best Car Insurance Company for You in Gateway West
The best car insurance provider for most drivers in Gateway West
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $707 over the average Gateway West car insurance company.
The best car insurance provider for Gateway West drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,295 over the competition.
The best car insurance company for Gateway West drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,024 better than other car insurance companies.
The best auto insurance for Gateway West drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,800 less each year.
The least expensive car insurance company for new and young drivers in Gateway West
In Gateway West, State Farm costs young drivers $924 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gateway West
Progressive gave the largest car insurance discounts to married couples, averaging $401 saved each year compared to an average Gateway West couple's premiums.
The cheapest car insurance in Gateway West for drivers with bad credit
The best Gateway West car insurance company for customer service
Nationwide was the best company for customer service in Gateway West according to the NAIC.
Recent price drops
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The cheapest large national provider in Gateway West
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Gateway West driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gateway West, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Gateway West
What Influences the Cost of Car Insurance in Gateway West?
On average, car insurance in Gateway West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gateway West are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Gateway West is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gateway West is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Natomas Crossing: Insurance costs 1.90% less
- Village 2: Insurance costs 1.45% more
- South Natomas: Insurance costs 0.63% more
- Gateway Center: Insurance costs 0.05% less
- Village 5: Insurance costs 1.45% more
- Creekside: Insurance costs 0.41% less
- Natomas Park: Insurance costs 0.90% more
- Northgate Sacramento: Insurance costs 3.84% more
- Bryte: Insurance costs 2.67% less
- River Gardens: Insurance costs 2.40% more
Neighborhoods with Similar Populations
- Leslie: Insurance costs 5.79% more
- Rolling Hills Ranch: Insurance costs 10.62% less
- Regent Park: Insurance costs 80.42% more
- International District: Insurance costs 15.42% less
- Southwest Corridor: Insurance costs 25.18% less
- River Park: Insurance costs 40.51% less
- Powderhorn Park: Insurance costs 10.26% less
- Toddville Road: Insurance costs 35.90% less
- Barton Hills: Insurance costs 22.60% less
- Tolleston: Insurance costs 31.42% less