Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South East Torrance, Torrance, CA
We monitor insurance prices, helping the average driver in South East Torrance save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South East Torrance
The chart below shows the cheapest car insurance company in South East Torrance for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South East Torrance Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of South East Torrance Driver
Based on our extensive insurance data, we know the average South East Torrance driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some South East Torrance residents are paying out over $2,165 extra every year for auto insurance in South East Torrance. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South East Torrance, Torrance, CA Savings / Yr. |
|---|---|
$692 |
|
$1,268 |
|
$1,003 |
|
$1,762 |
|
$905 |
|
$392 |
|
$0 |
South East Torrance Car Insurance vs. Torrance
People living in South East Torrance pay an average of 7.81% more than the typical driver in the state. The average driver in South East Torrance can expect to pay about $1,013 per year, or $2,165 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South East Torrance for most people.
Car Insurance Prices by South East Torrance Neighborhood
Insurance Prices
Where is insurance cheapest within South East Torrance?
The map shows insurance prices in and around South East Torrance, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $209 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,249 to a low of $2,040. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of South East Torrance.Pick the Best Car Insurance Company for You in South East Torrance
The best car insurance provider for most drivers in South East Torrance
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $692 over the average South East Torrance car insurance company.
The best car insurance provider for South East Torrance drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,268 over the competition.
The best car insurance company for South East Torrance drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,003 better than other car insurance companies.
The best auto insurance for South East Torrance drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,762 less each year.
The least expensive car insurance company for new and young drivers in South East Torrance
In South East Torrance, State Farm costs young drivers $905 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South East Torrance
Progressive gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average South East Torrance couple's premiums.
The cheapest car insurance in South East Torrance for drivers with bad credit
The best South East Torrance car insurance company for customer service
Nationwide was the best company for customer service in South East Torrance according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South East Torrance, which was better than other insurers.
The cheapest large national provider in South East Torrance
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South East Torrance driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South East Torrance, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South East Torrance
What Influences the Cost of Car Insurance in South East Torrance?
On average, car insurance in South East Torrance is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South East Torrance is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South East Torrance are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- South East Torrance has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South East Torrance is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Old Town: Insurance costs 0.18% less
- Walteria: Insurance costs 0.32% more
- West Torrance: Insurance costs 2.45% more
- Hollywood Riviera: Insurance costs 0.05% more
- Harbor Gateway: Insurance costs 9.38% more
- North Torrance: Insurance costs 2.91% more
- Palos Verdes Peninsula: Insurance costs 2.77% more
- Alondra Park: Insurance costs 6.42% more
- West Side: Insurance costs 7.76% more
- Rancho Dominguez: Insurance costs 13.76% more
Neighborhoods with Similar Populations
- Belltown: Insurance costs 22.26% less
- Blue Hills: Insurance costs 15.80% more
- Old Louisville: Insurance costs 7.16% more
- Litte Italy: Insurance costs 17.55% more
- Madison Village: Insurance costs 44.39% less
- Main Middle: Insurance costs 11.87% less
- Mann: Insurance costs 42.68% less
- Mid-Cambridge: Insurance costs 15.75% less
- Mission Grove: Insurance costs 0.09% more
- New North End: Insurance costs 42.68% less