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Get Cheap Car Insurance in Athens, West Athens, CA
We monitor insurance prices, helping the average driver in Athens save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Athens
The chart below shows the cheapest car insurance company in Athens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Athens Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| Geico | $74 |
| Progressive | $79 |
| Travelers | $82 |
Savings for Every Kind of Athens Driver
Based on our extensive insurance data, we know the average Athens driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $837 per year by choosing the right vehicle insurance company. Some Athens residents are paying out over $2,619 extra every year for auto insurance in Athens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Athens, West Athens, CA Savings / Yr. |
|---|---|
$837 |
|
$1,534 |
|
$1,213 |
|
$2,131 |
|
$1,094 |
|
$475 |
|
$0 |
Athens Car Insurance vs. West Athens
People living in Athens pay an average of 30.41% more than the typical driver in the state. The average driver in Athens can expect to pay about $1,226 per year, or $2,619 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Athens for most people.
Car Insurance Prices by Athens Neighborhood
Insurance Prices
Where is insurance cheapest within Athens?
The map shows insurance prices in and around Athens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $365 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,740 to a low of $2,375. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Athens.Pick the Best Car Insurance Company for You in Athens
The best car insurance provider for most drivers in Athens
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $837 over the average Athens car insurance company.
The best car insurance provider for Athens drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,534 over the competition.
The best car insurance company for Athens drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,213 better than other car insurance companies.
The best auto insurance for Athens drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,131 less each year.
The least expensive car insurance company for new and young drivers in Athens
In Athens, State Farm costs young drivers $1,094 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Athens
Progressive gave the largest car insurance discounts to married couples, averaging $475 saved each year compared to an average Athens couple's premiums.
The cheapest car insurance in Athens for drivers with bad credit
The best Athens car insurance company for customer service
Recent price drops
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The cheapest large national provider in Athens
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Athens driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Athens, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Athens
What Influences the Cost of Car Insurance in Athens?
On average, car insurance in Athens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Athens is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Athens are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Athens has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Athens is $102 per month for minimum coverage and $218 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Morningside Park: Insurance costs 0.69% less
- West Rancho Domingues: Insurance costs 7.48% less
- Alondra Park: Insurance costs 12.03% less
- Watts: Insurance costs 2.21% less
- Southeast Los Angeles: Insurance costs 1.22% less
- North Torrance: Insurance costs 14.93% less
- Hyde Park: Insurance costs 0.53% more
- South Los Angeles: Insurance costs 0.27% less
- Harbor Gateway: Insurance costs 9.58% less
- Windsor Hills: Insurance costs 0.15% more
Neighborhoods with Similar Populations
- Downtown Jamestown: Insurance costs 12.64% less
- fairwood: Insurance costs 44.83% less
- Polish Village: Insurance costs 56.85% less
- Western Hills Yarborough: Insurance costs 16.69% more
- Southcrest: Insurance costs 18.48% less
- South Park Hill: Insurance costs 20.89% less
- Northside: Insurance costs 17.37% less
- Glencove: Insurance costs 17.03% less
- Boyd Acres: Insurance costs 48.91% less
- Shearer Hills-Ridgeview: Insurance costs 27.61% less