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Get Cheap Car Insurance in Astoria, Queens, NY
We monitor insurance prices, helping the average driver in Astoria save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Astoria
The chart below shows the cheapest car insurance company in Astoria for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Astoria Insurer | Monthly Cost |
|---|---|
| Kemper | $123 |
| Plymouth Rock Assurance | $163 |
| Safeco Insurance | $176 |
| Geico | $183 |
Savings for Every Kind of Astoria Driver
Based on our extensive insurance data, we know the average Astoria driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $994 per year by choosing the right vehicle insurance company. Some Astoria residents are paying out over $3,335 extra every year for auto insurance in Astoria. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Astoria, Queens, NY Savings / Yr. |
|---|---|
$994 |
|
$634 |
|
$1,267 |
|
$1,282 |
|
$3,140 |
|
$1,051 |
|
$1,674 |
Astoria Car Insurance vs. Queens
People living in Astoria pay an average of 37.54% more than the typical driver in the state. The average driver in Astoria can expect to pay about $2,419 per year, or $3,335 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Astoria for most people.
Car Insurance Prices by Astoria Neighborhood
Insurance Prices
Where is insurance cheapest within Astoria?
The map shows insurance prices in and around Astoria, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $624 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,640 to a low of $3,016. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Astoria.Pick the Best Car Insurance Company for You in Astoria
The best car insurance provider for most drivers in Astoria
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $994 over the average Astoria car insurance company.
The best car insurance provider for Astoria drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $634 over the competition.
The best car insurance company for Astoria drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,267 better than other car insurance companies.
The best auto insurance for Astoria drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,282 less each year.
The least expensive car insurance company for new and young drivers in Astoria
In Astoria, Progressive costs young drivers $3,140 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Astoria
Progressive gave the largest car insurance discounts to married couples, averaging $1,051 saved each year compared to an average Astoria couple's premiums.
The cheapest car insurance in Astoria for drivers with bad credit
The best Astoria car insurance company for customer service
Recent price drops
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The cheapest large national provider in Astoria
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Astoria driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Astoria, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Astoria
What Influences the Cost of Car Insurance in Astoria?
On average, car insurance in Astoria is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Astoria is 50 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Astoria are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Astoria is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Astoria is $202 per month for minimum coverage and $278 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Elmhurst: Insurance costs 3.15% less
- Sunnyside: Insurance costs 0.51% more
- Roosevelt Island: Insurance costs 0.33% more
- Woodside: Insurance costs 1.65% more
- Long Island City: Insurance costs 4.02% less
- Upper East Side: Insurance costs 10.04% less
- Carnegie Hill: Insurance costs 9.15% less
- Yorkville: Insurance costs 1.44% more
- Jackson Heights-ny: Insurance costs 5.22% more
- East Harlem: Insurance costs 2.49% more
Neighborhoods with Similar Populations
- North Scottsdale: Insurance costs 43.72% less
- Southeast Dallas: Insurance costs 37.72% less
- Williamsburg: Insurance costs 7.20% less
- Paradise: Insurance costs 22.13% less
- Canarsie: Insurance costs 6.00% more
- Camelback East: Insurance costs 41.62% less
- South Side: Insurance costs 46.57% less
- Bushwick: Insurance costs 5.10% more
- Southeast Los Angeles: Insurance costs 22.43% less
- Southeastern Denver: Insurance costs 35.95% less