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Get Cheap Car Insurance in Carnegie Hill, Manhattan, NY
We monitor insurance prices, helping the average driver in Carnegie Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Carnegie Hill
The chart below shows the cheapest car insurance company in Carnegie Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Carnegie Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $112 |
| Plymouth Rock Assurance | $148 |
| Safeco Insurance | $160 |
| Geico | $167 |
Savings for Every Kind of Carnegie Hill Driver
Based on our extensive insurance data, we know the average Carnegie Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $903 per year by choosing the right vehicle insurance company. Some Carnegie Hill residents are paying out over $3,030 extra every year for auto insurance in Carnegie Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carnegie Hill, Manhattan, NY Savings / Yr. |
|---|---|
$903 |
|
$576 |
|
$1,151 |
|
$1,165 |
|
$2,853 |
|
$955 |
|
$1,521 |
Carnegie Hill Car Insurance vs. Manhattan
People living in Carnegie Hill pay an average of 24.95% more than the typical driver in the state. The average driver in Carnegie Hill can expect to pay about $2,198 per year, or $3,030 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Carnegie Hill for most people.
Car Insurance Prices by Carnegie Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Carnegie Hill?
The map shows insurance prices in and around Carnegie Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $614 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,355 to a low of $2,741. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Carnegie Hill.Pick the Best Car Insurance Company for You in Carnegie Hill
The best car insurance provider for most drivers in Carnegie Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $903 over the average Carnegie Hill car insurance company.
The best car insurance provider for Carnegie Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $576 over the competition.
The best car insurance company for Carnegie Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,151 better than other car insurance companies.
The best auto insurance for Carnegie Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,165 less each year.
The least expensive car insurance company for new and young drivers in Carnegie Hill
In Carnegie Hill, Progressive costs young drivers $2,853 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carnegie Hill
Progressive gave the largest car insurance discounts to married couples, averaging $955 saved each year compared to an average Carnegie Hill couple's premiums.
The cheapest car insurance in Carnegie Hill for drivers with bad credit
The best Carnegie Hill car insurance company for customer service
Nationwide was the best company for customer service in Carnegie Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Carnegie Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carnegie Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carnegie Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Carnegie Hill
What Influences the Cost of Car Insurance in Carnegie Hill?
On average, car insurance in Carnegie Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Carnegie Hill is 38 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carnegie Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Carnegie Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carnegie Hill is $183 per month for minimum coverage and $253 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Yorkville: Insurance costs 11.65% more
- Upper East Side: Insurance costs 0.99% less
- Upper West Side: Insurance costs 2.41% more
- Roosevelt Island: Insurance costs 10.43% more
- East Harlem: Insurance costs 12.81% more
- North Sutton Area: Insurance costs 4.62% less
- Astoria: Insurance costs 10.07% more
- Midtown: Insurance costs 1.58% more
- Morningside Heights: Insurance costs 1.95% more
- Harlem: Insurance costs 12.97% more
Neighborhoods with Similar Populations
- Woodside: Insurance costs 11.88% more
- Greater Memorial: Insurance costs 38.78% less
- Throgs Neck-Edgewater Park: Insurance costs 4.16% more
- Greenpoint: Insurance costs 2.90% more
- Hollywood Hills: Insurance costs 19.90% less
- St Charles: Insurance costs 29.87% less
- Far Northwest: Insurance costs 40.99% less
- Inner Richmond: Insurance costs 24.72% less
- Irving Park: Insurance costs 37.23% less
- El Rancho: Insurance costs 23.70% less