Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Downtown North Lauderdale, North Lauderdale, FL
We monitor insurance prices, helping the average driver in Downtown North Lauderdale save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Downtown North Lauderdale
The chart below shows the cheapest car insurance company in Downtown North Lauderdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Downtown North Lauderdale Insurer | Monthly Cost |
|---|---|
| Geico | $158 |
| State Farm | $168 |
| Gainsco | $219 |
| Bristol West | $219 |
Savings for Every Kind of Downtown North Lauderdale Driver
Based on our extensive insurance data, we know the average Downtown North Lauderdale driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $970 per year by choosing the right vehicle insurance company. Some Downtown North Lauderdale residents are paying out over $3,315 extra every year for auto insurance in Downtown North Lauderdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown North Lauderdale, North Lauderdale, FL Savings / Yr. |
|---|---|
$970 |
|
$1,424 |
|
$1,095 |
|
$1,084 |
|
$3,444 |
|
$941 |
|
$1,371 |
Downtown North Lauderdale Car Insurance vs. North Lauderdale
People living in Downtown North Lauderdale pay an average of 25.46% more than the typical driver in the state. The average driver in Downtown North Lauderdale can expect to pay about $3,026 per year, or $3,315 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Downtown North Lauderdale for most people.
Car Insurance Prices by Downtown North Lauderdale Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown North Lauderdale?
The map shows insurance prices in and around Downtown North Lauderdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $505 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,600 to a low of $3,095. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Downtown North Lauderdale.Pick the Best Car Insurance Company for You in Downtown North Lauderdale
The best car insurance provider for most drivers in Downtown North Lauderdale
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $970 over the average Downtown North Lauderdale car insurance company.
The best car insurance provider for Downtown North Lauderdale drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,424 over the competition.
The best car insurance company for Downtown North Lauderdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,095 better than other car insurance companies.
The best auto insurance for Downtown North Lauderdale drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,084 less each year.
The least expensive car insurance company for new and young drivers in Downtown North Lauderdale
In Downtown North Lauderdale, Geico costs young drivers $3,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown North Lauderdale
Geico gave the largest car insurance discounts to married couples, averaging $941 saved each year compared to an average Downtown North Lauderdale couple's premiums.
The cheapest car insurance in Downtown North Lauderdale for drivers with bad credit
The best Downtown North Lauderdale car insurance company for customer service
Allstate was the best company for customer service in Downtown North Lauderdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown North Lauderdale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown North Lauderdale driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown North Lauderdale, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Downtown North Lauderdale
What Influences the Cost of Car Insurance in Downtown North Lauderdale?
On average, car insurance in Downtown North Lauderdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown North Lauderdale is 39 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown North Lauderdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Downtown North Lauderdale is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown North Lauderdale is $252 per month for minimum coverage and $276 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Lauderdale Estates: Insurance costs 6.97% more
- Lauderdale North Park: Insurance costs 7.78% more
- Woodville: Insurance costs 1.78% more
- Oriole Margate Golf Course: Insurance costs 7.69% less
- Shadow Wood: Insurance costs 2.47% less
- Lauderdale Lakes West Gate: Insurance costs 6.21% more
- University Drive: Insurance costs 3.92% less
- Westwood Community-North: Insurance costs 1.99% less
- Forest Hills-Miami: Insurance costs 3.98% less
- Northwood: Insurance costs 3.29% less
Neighborhoods with Similar Populations
- Blanco Gardens: Insurance costs 47.30% less
- Embrey Mill: Insurance costs 62.08% less
- Denver International Airport: Insurance costs 29.89% less
- Clifton: Insurance costs 35.20% less
- West Lincoln: Insurance costs 56.89% less
- West Cloverdale: Insurance costs 68.45% less
- Ward Parkway: Insurance costs 44.04% less
- The Gardens: Insurance costs 47.84% less
- Spring Glen: Insurance costs 37.83% less
- South Ruffner: Insurance costs 55.48% less