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Get Cheap Car Insurance in Embrey Mill, Stafford, VA
We monitor insurance prices, helping the average driver in Embrey Mill save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Embrey Mill
The chart below shows the cheapest car insurance company in Embrey Mill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Embrey Mill Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $54 |
| Safeco Insurance | $57 |
Savings for Every Kind of Embrey Mill Driver
Based on our extensive insurance data, we know the average Embrey Mill driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Embrey Mill residents are paying out over $1,257 extra every year for auto insurance in Embrey Mill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Embrey Mill, Stafford, VA Savings / Yr. |
|---|---|
$474 |
|
$809 |
|
$692 |
|
$677 |
|
$1,107 |
|
$254 |
|
$456 |
Embrey Mill Car Insurance vs. Stafford
People living in Embrey Mill pay an average of 3.47% more than the typical driver in the state. The average driver in Embrey Mill can expect to pay about $870 per year, or $1,257 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Embrey Mill for most people.
Car Insurance Prices by Embrey Mill Neighborhood
Insurance Prices
Where is insurance cheapest within Embrey Mill?
The map shows insurance prices in and around Embrey Mill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,257 to a low of $1,257. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Embrey Mill.Pick the Best Car Insurance Company for You in Embrey Mill
The best car insurance provider for most drivers in Embrey Mill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $474 over the average Embrey Mill car insurance company.
The best car insurance provider for Embrey Mill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.
The best car insurance company for Embrey Mill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $692 better than other car insurance companies.
The best auto insurance for Embrey Mill drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $677 less each year.
The least expensive car insurance company for new and young drivers in Embrey Mill
In Embrey Mill, Erie Insurance costs young drivers $1,107 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Embrey Mill
Farm Bureau gave the largest car insurance discounts to married couples, averaging $254 saved each year compared to an average Embrey Mill couple's premiums.
The cheapest car insurance in Embrey Mill for drivers with bad credit
The best Embrey Mill car insurance company for customer service
Nationwide was the best company for customer service in Embrey Mill according to the NAIC.
Recent price drops
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The cheapest large national provider in Embrey Mill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Embrey Mill driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Embrey Mill, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Embrey Mill
What Influences the Cost of Car Insurance in Embrey Mill?
On average, car insurance in Embrey Mill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Embrey Mill is 56 minutes, which is far more than average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Embrey Mill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Embrey Mill has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Embrey Mill is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wellington: Insurance costs 1.75% more
- Baldwin District: Insurance costs 4.85% more
- Weems: Insurance costs 4.38% more
- West Gate: Insurance costs 8.59% more
- South Post: Insurance costs 5.65% more
- Mt Vernon: Insurance costs 6.44% more
- Bensville: Insurance costs 65.23% more
- Woodlawn: Insurance costs 12.89% more
- North Springfield: Insurance costs 8.75% more
- Wakefield Park: Insurance costs 3.74% more
Neighborhoods with Similar Populations
- Meredith Parkwood: Insurance costs 75.82% more
- Blanco Gardens: Insurance costs 38.98% more
- Villas at Norcross: Insurance costs 79.16% more
- Pheasant Hill: Insurance costs 10.50% less
- Orchidlands Estates: Insurance costs 13.92% more
- Northlake Park at Lake Nona: Insurance costs 91.09% more
- Lincoln-Lemington-Belmar: Insurance costs 34.84% more
- Upper East Side: Insurance costs 5.65% less
- Downtown North Lauderdale: Insurance costs 163.72% more
- Downtown Frederick: Insurance costs 45.11% more