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Get Cheap Car Insurance in Salisbury Street, Worcester, MA

We monitor insurance prices, helping the average driver in Salisbury Street save up to 35.5% on car insurance.

 

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The Cheapest Minimum Coverage in Salisbury Street

The chart below shows the cheapest car insurance company in Salisbury Street for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.

 
Salisbury Street Insurer Monthly Cost
Safety Insurance $40
Geico $43
Midvale Home & Auto $51
Travelers $64

Savings for Every Kind of Salisbury Street Driver

The table shows how much the average auto insurance customer in Salisbury Street might save by following our recommendations.

Based on our extensive insurance data, we know the average Salisbury Street driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $550 per year by choosing the right vehicle insurance company. Some Salisbury Street residents are paying out over $1,609 extra every year for auto insurance in Salisbury Street. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Salisbury Street Car Insurance vs. Worcester

People living in Salisbury Street pay an average of 3.58% more than the typical driver in the state. The average driver in Salisbury Street can expect to pay about $691 per year, or $1,609 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Salisbury Street for most people.

Car Insurance Prices by Salisbury Street Neighborhood

Salisbury Street, Worcester, MA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Salisbury Street?

The map shows insurance prices in and around Salisbury Street, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $59 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,644 to a low of $1,585. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Salisbury Street.

Pick the Best Car Insurance Company for You in Salisbury Street

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Salisbury Street insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Salisbury Street

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $550 over the average Salisbury Street car insurance company.

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We use the average good driver, paying $88 per month, as our baseline for pricing in Salisbury Street. State Farm, Geico, and Safety Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for Salisbury Street drivers with accidents on their records

In Salisbury Street getting into an accident will raise premiums an average 32% for a yearly cost of $2,362. That's $753 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Safety Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $818 over the competition.

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The best car insurance company for Salisbury Street drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $681 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Salisbury Street, tickets raise premiums on new quotes about $295. If you have a speeding ticket, we recommend State Farm, Geico, and Safety Insurance for savings that beat the average insurance cost of $1,904 per year.

The best auto insurance for Salisbury Street drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,678 per year in auto insurance premiums, which was $1,069 more than a driver with no major issues. State Farm, Geico, and Progressive penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $903 less each year.

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The least expensive car insurance company for new and young drivers in Salisbury Street

In Salisbury Street, State Farm costs young drivers $1,992 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Salisbury Street. With an average cost of $5,613 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Plymouth Rock Assurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Salisbury Street

The state of Massachusetts does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Salisbury Street for drivers with bad credit

The state of Massachusetts does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Salisbury Street car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Salisbury Street, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Salisbury Street.

Nationwide was the best company for customer service in Salisbury Street according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Salisbury Street, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Salisbury Street. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Salisbury Street

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 35% of Salisbury Street residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Salisbury Street driver can expect to pay about $85 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Salisbury Street, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.
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Auto Insurance Prices in and Around Salisbury Street

What Influences the Cost of Car Insurance in Salisbury Street?

On average, car insurance in Salisbury Street is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Salisbury Street is 31 minutes, which is a little less than average for a driver in the city.
  • Massachusetts state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Salisbury Street is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Salisbury Street is $58 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Salisbury Street driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Salisbury Street with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.