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Get Cheap Car Insurance in Floral Park, Santa Ana, CA
We monitor insurance prices, helping the average driver in Floral Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Floral Park
The chart below shows the cheapest car insurance company in Floral Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Floral Park Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $66 |
| Progressive | $70 |
| Travelers | $73 |
Savings for Every Kind of Floral Park Driver
Based on our extensive insurance data, we know the average Floral Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $742 per year by choosing the right vehicle insurance company. Some Floral Park residents are paying out over $2,322 extra every year for auto insurance in Floral Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Floral Park, Santa Ana, CA Savings / Yr. |
|---|---|
$742 |
|
$1,360 |
|
$1,075 |
|
$1,889 |
|
$970 |
|
$421 |
|
$0 |
Floral Park Car Insurance vs. Santa Ana
People living in Floral Park pay an average of 15.62% more than the typical driver in the state. The average driver in Floral Park can expect to pay about $1,087 per year, or $2,322 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Floral Park for most people.
Car Insurance Prices by Floral Park Neighborhood
Insurance Prices
Where is insurance cheapest within Floral Park?
The map shows insurance prices in and around Floral Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $185 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,408 to a low of $2,223. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Floral Park.Pick the Best Car Insurance Company for You in Floral Park
The best car insurance provider for most drivers in Floral Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $742 over the average Floral Park car insurance company.
The best car insurance provider for Floral Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,360 over the competition.
The best car insurance company for Floral Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,075 better than other car insurance companies.
The best auto insurance for Floral Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,889 less each year.
The least expensive car insurance company for new and young drivers in Floral Park
In Floral Park, State Farm costs young drivers $970 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Floral Park
Progressive gave the largest car insurance discounts to married couples, averaging $421 saved each year compared to an average Floral Park couple's premiums.
The cheapest car insurance in Floral Park for drivers with bad credit
The best Floral Park car insurance company for customer service
Nationwide was the best company for customer service in Floral Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Floral Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Floral Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Floral Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Floral Park
What Influences the Cost of Car Insurance in Floral Park?
On average, car insurance in Floral Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Floral Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Floral Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Floral Park is $91 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Washington Square: Insurance costs 3.70% less
- Park Santiago: Insurance costs 5.64% less
- Lacy: Insurance costs 0.13% more
- Flower Park: Insurance costs 7.45% more
- Riverview-Santa Ana: Insurance costs 0.82% more
- Henninger Park: Insurance costs 0.22% more
- Artesia Pilar: Insurance costs 0.78% more
- Eastside Santa Ana: Insurance costs 1.12% more
- Pico-Lowell: Insurance costs 0.34% more
- Mabury Park: Insurance costs 4.91% less
Neighborhoods with Similar Populations
- Indian Hill: Insurance costs 29.16% less
- North Hill: Insurance costs 51.25% less
- North Hammond: Insurance costs 38.07% less
- North College: Insurance costs 26.87% less
- North Central Loma Linda: Insurance costs 6.85% less
- Moose Can Gully: Insurance costs 34.84% less
- Mitchell West: Insurance costs 48.49% less
- Milroy Farms: Insurance costs 7.28% less
- Lakeshore-Oakland: Insurance costs 6.07% less
- Keystone: Insurance costs 36.35% less