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Get Cheap Car Insurance in Center Pointe, Aurora, CO
We monitor insurance prices, helping the average driver in Center Pointe save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Center Pointe
The chart below shows the cheapest car insurance company in Center Pointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Center Pointe Insurer | Monthly Cost |
|---|---|
| State Farm | $78 |
| Bristol West | $92 |
| Safeco Insurance | $94 |
| Geico | $96 |
Savings for Every Kind of Center Pointe Driver
Based on our extensive insurance data, we know the average Center Pointe driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some Center Pointe residents are paying out over $2,281 extra every year for auto insurance in Center Pointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Center Pointe, Aurora, CO Savings / Yr. |
|---|---|
$489 |
|
$871 |
|
$701 |
|
$749 |
|
$2,218 |
|
$588 |
|
$860 |
Center Pointe Car Insurance vs. Aurora
People living in Center Pointe pay an average of 20.67% more than the typical driver in the state. The average driver in Center Pointe can expect to pay about $1,332 per year, or $2,281 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Center Pointe for most people.
Car Insurance Prices by Center Pointe Neighborhood
Insurance Prices
Where is insurance cheapest within Center Pointe?
The map shows insurance prices in and around Center Pointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,353 to a low of $2,195. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Center Pointe.Pick the Best Car Insurance Company for You in Center Pointe
The best car insurance provider for most drivers in Center Pointe
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $489 over the average Center Pointe car insurance company.
The best car insurance provider for Center Pointe drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $871 over the competition.
The best car insurance company for Center Pointe drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $701 better than other car insurance companies.
The best auto insurance for Center Pointe drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $749 less each year.
The least expensive car insurance company for new and young drivers in Center Pointe
In Center Pointe, State Farm costs young drivers $2,218 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Center Pointe
State Farm gave the largest car insurance discounts to married couples, averaging $588 saved each year compared to an average Center Pointe couple's premiums.
The cheapest car insurance in Center Pointe for drivers with bad credit
The best Center Pointe car insurance company for customer service
Nationwide was the best company for customer service in Center Pointe according to the NAIC.
Recent price drops
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The cheapest large national provider in Center Pointe
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Center Pointe driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Center Pointe, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Center Pointe
What Influences the Cost of Car Insurance in Center Pointe?
On average, car insurance in Center Pointe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Center Pointe is 32 minutes, which is about the national average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Center Pointe are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Center Pointe is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Center Pointe is $111 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Centretech: Insurance costs 0.53% more
- Rocky Ridge: Insurance costs 0.48% less
- City Center: Insurance costs 2.67% more
- Willow Park: Insurance costs 0.04% more
- Tollgate Overlook: Insurance costs 1.14% less
- City Center North: Insurance costs 0.75% less
- Sableridge: Insurance costs 1.01% more
- Horseshoe Park: Insurance costs 3.86% less
- Aurora Highlands: Insurance costs 4.08% less
- Aurora Hills: Insurance costs 2.50% less
Neighborhoods with Similar Populations
- Royal Highlands: Insurance costs 4.78% more
- Bakersfield Country Club: Insurance costs 4.12% less
- Abbott McKinley: Insurance costs 0.92% more
- Southeast Redmond: Insurance costs 26.35% less
- North Quinsigamond Village: Insurance costs 25.34% less
- Turtle Creek: Insurance costs 16.48% more
- Delta: Insurance costs 26.83% less
- Crystal Springs: Insurance costs 15.83% more
- University of NC at Chapel Hill: Insurance costs 46.47% less
- Central Street Merchant District: Insurance costs 28.41% less