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Get Cheap Car Insurance in Allenhurst, NJ
We monitor insurance prices, helping the average driver in Allenhurst save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Allenhurst
The chart below shows the cheapest car insurance company in Allenhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Allenhurst Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Geico | $62 |
| Plymouth Rock Assurance | $76 |
| NJM | $90 |
Savings for Every Kind of Allenhurst Driver
Based on our extensive insurance data, we know the average Allenhurst driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $472 per year by choosing the right vehicle insurance company. Some Allenhurst residents are paying out over $1,801 extra every year for auto insurance in Allenhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Allenhurst, NJ Savings / Yr. |
|---|---|
$472 |
|
$875 |
|
$672 |
|
$580 |
|
$2,329 |
|
$454 |
|
$706 |
Allenhurst Car Insurance vs. New Jersey
People living in Allenhurst pay an average of 0.85% less than the typical driver in the state. The average driver in Allenhurst can expect to pay about $1,074 per year, or $1,801 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Allenhurst for most people.
Car Insurance Prices by Allenhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Allenhurst?
The map shows insurance prices in and around Allenhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $150 per year within the city boundaries, with insurance premiums ranging from a high of $1,897 to a low of $1,747. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Allenhurst.Pick the Best Car Insurance Company for You in Allenhurst
The best car insurance provider for most drivers in Allenhurst
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $472 over the average Allenhurst car insurance company.
The best car insurance provider for Allenhurst drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $875 over the competition.
The best car insurance company for Allenhurst drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $672 better than other car insurance companies.
The best auto insurance for Allenhurst drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $580 less each year.
The least expensive car insurance company for new and young drivers in Allenhurst
In Allenhurst, Geico costs young drivers $2,329 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Allenhurst
Geico gave the largest car insurance discounts to married couples, averaging $454 saved each year compared to an average Allenhurst couple's premiums.
The cheapest car insurance in Allenhurst for drivers with bad credit
The best Allenhurst car insurance company for customer service
Nationwide was the best company for customer service in Allenhurst according to the NAIC.
Recent price drops
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The cheapest large national provider in Allenhurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Allenhurst driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Allenhurst, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Allenhurst
What Influences the Cost of Car Insurance in Allenhurst?
On average, car insurance in Allenhurst is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Allenhurst is 39 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Allenhurst are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Allenhurst is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Allenhurst is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Interlaken: Insurance costs 1.11% less
- Loch Arbour: Insurance costs 3.00% less
- Deal: Insurance costs 0.11% more
- Wanamassa: Insurance costs 0.67% more
- Asbury Park: Insurance costs 7.77% more
- Ocean Grove: Insurance costs 1.78% less
- Oakhurst: Insurance costs 2.33% less
- Bradley Beach: Insurance costs 3.83% more
- Neptune City: Insurance costs 1.89% less
- Neptune: Insurance costs 3.66% more
Cities with Similar Populations
- Brinnon: Insurance costs 24.65% less
- Smicksburg: Insurance costs 20.21% less
- St. Georges: Insurance costs 9.83% more
- West Salem: Insurance costs 20.93% less
- Elm Grove: Insurance costs 53.19% more
- Buffalo: Insurance costs 5.39% less
- Midway: Insurance costs 15.99% less
- Brownstown: Insurance costs 27.82% less
- Broseley: Insurance costs 0.56% less
- Boca Grande: Insurance costs 40.03% more