Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in St. Georges, DE
We monitor insurance prices, helping the average driver in St. Georges save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in St. Georges
The chart below shows the cheapest car insurance company in St. Georges for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| St. Georges Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $82 |
| State Farm | $82 |
| Travelers | $83 |
| Dairyland | $98 |
Savings for Every Kind of St. Georges Driver
Based on our extensive insurance data, we know the average St. Georges driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $457 per year by choosing the right vehicle insurance company. Some St. Georges residents are paying out over $1,978 extra every year for auto insurance in St. Georges. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Georges, DE Savings / Yr. |
|---|---|
$457 |
|
$774 |
|
$524 |
|
$452 |
|
$2,182 |
|
$466 |
|
$495 |
St. Georges Car Insurance vs. Delaware
People living in St. Georges pay an average of 6.36% more than the typical driver in the state. The average driver in St. Georges can expect to pay about $1,310 per year, or $1,978 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in St. Georges for most people.
Car Insurance Prices by St. Georges Neighborhood
Insurance Prices
Where is insurance cheapest within St. Georges?
The map shows insurance prices in and around St. Georges, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $2,010 to a low of $1,921. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of St. Georges.Pick the Best Car Insurance Company for You in St. Georges
The best car insurance provider for most drivers in St. Georges
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $457 over the average St. Georges car insurance company.
The best car insurance provider for St. Georges drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $774 over the competition.
The best car insurance company for St. Georges drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $524 better than other car insurance companies.
The best auto insurance for St. Georges drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $452 less each year.
The least expensive car insurance company for new and young drivers in St. Georges
In St. Georges, State Farm costs young drivers $2,182 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Georges
State Farm gave the largest car insurance discounts to married couples, averaging $466 saved each year compared to an average St. Georges couple's premiums.
The cheapest car insurance in St. Georges for drivers with bad credit
The best St. Georges car insurance company for customer service
Nationwide was the best company for customer service in St. Georges according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in St. Georges, which was better than other insurers.
The cheapest large national provider in St. Georges
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. Georges driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Georges, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around St. Georges
What Influences the Cost of Car Insurance in St. Georges?
On average, car insurance in St. Georges is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Georges is 39 minutes, which is far more than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Georges are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- St. Georges is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Georges is $109 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kirkwood: Insurance costs 0.76% more
- Delaware City: Insurance costs 3.49% less
- Port Penn: Insurance costs 2.07% less
- Bear: Insurance costs 4.90% more
- Middletown: Insurance costs 0.25% less
- Odessa: Insurance costs 2.07% less
- Glasgow: Insurance costs 1.31% more
- Fort Elfsborg: Insurance costs 9.00% less
- Sinnickson Landing: Insurance costs 9.05% less
- New Castle: Insurance costs 8.09% more
Cities with Similar Populations
- Kensington: Insurance costs 44.69% less
- Sumner: Insurance costs 18.35% less
- Spring Valley: Insurance costs 22.35% less
- Shobonier: Insurance costs 26.95% less
- Shirley Center: Insurance costs 24.47% less
- Selma: Insurance costs 8.65% less
- Sardis: Insurance costs 31.29% less
- Meadow Bridge: Insurance costs 23.91% less
- Martins Mill: Insurance costs 18.10% less
- Marion: Insurance costs 22.40% less