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Get Cheap Car Insurance in New Castle, DE
We monitor insurance prices, helping the average driver in New Castle save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in New Castle
The chart below shows the cheapest car insurance company in New Castle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| New Castle Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $88 |
| State Farm | $89 |
| Travelers | $89 |
| Dairyland | $106 |
Savings for Every Kind of New Castle Driver
Based on our extensive insurance data, we know the average New Castle driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $494 per year by choosing the right vehicle insurance company. Some New Castle residents are paying out over $2,138 extra every year for auto insurance in New Castle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Castle, DE Savings / Yr. |
|---|---|
$494 |
|
$837 |
|
$567 |
|
$489 |
|
$2,359 |
|
$504 |
|
$535 |
New Castle Car Insurance vs. Delaware
People living in New Castle pay an average of 14.96% more than the typical driver in the state. The average driver in New Castle can expect to pay about $1,416 per year, or $2,138 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in New Castle for most people.
Car Insurance Prices by New Castle Neighborhood
Insurance Prices
Where is insurance cheapest within New Castle?
The map shows insurance prices in and around New Castle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $677 per year within the city boundaries, with insurance premiums ranging from a high of $2,443 to a low of $1,766. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of New Castle.Pick the Best Car Insurance Company for You in New Castle
The best car insurance provider for most drivers in New Castle
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $494 over the average New Castle car insurance company.
The best car insurance provider for New Castle drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $837 over the competition.
The best car insurance company for New Castle drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $567 better than other car insurance companies.
The best auto insurance for New Castle drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $489 less each year.
The least expensive car insurance company for new and young drivers in New Castle
In New Castle, State Farm costs young drivers $2,359 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Castle
State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average New Castle couple's premiums.
The cheapest car insurance in New Castle for drivers with bad credit
The best New Castle car insurance company for customer service
Nationwide was the best company for customer service in New Castle according to the NAIC.
Recent price drops
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The cheapest large national provider in New Castle
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average New Castle driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Castle, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around New Castle
What Influences the Cost of Car Insurance in New Castle?
On average, car insurance in New Castle is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Delaware state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Castle are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- New Castle is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in New Castle is $118 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wilmington Manor: Insurance costs 1.45% less
- Newport: Insurance costs 1.54% less
- Pennsville: Insurance costs 16.18% less
- Elsmere: Insurance costs 5.33% less
- Deepwater: Insurance costs 19.04% less
- Brookside: Insurance costs 6.27% less
- Mahoneyville: Insurance costs 16.37% less
- Newark: Insurance costs 6.08% less
- Delaware City: Insurance costs 10.71% less
- Bear: Insurance costs 2.95% less
Cities with Similar Populations
- Spring Valley: Insurance costs 32.97% more
- Lakewood: Insurance costs 44.90% less
- Lincoln: Insurance costs 4.96% less
- Lombard: Insurance costs 25.54% less
- Morristown: Insurance costs 35.36% less
- Princeton: Insurance costs 14.22% less
- Sevierville: Insurance costs 37.09% less
- Sherman Oaks: Insurance costs 19.88% more
- Southaven: Insurance costs 17.54% less
- Spanaway: Insurance costs 23.43% less