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Get Cheap Car Insurance in Spanaway, WA
We monitor insurance prices, helping the average driver in Spanaway save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Spanaway
The chart below shows the cheapest car insurance company in Spanaway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Spanaway Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| State Farm | $63 |
| Progressive | $69 |
| Geico | $75 |
Savings for Every Kind of Spanaway Driver
Based on our extensive insurance data, we know the average Spanaway driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $479 per year by choosing the right vehicle insurance company. Some Spanaway residents are paying out over $1,637 extra every year for auto insurance in Spanaway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Spanaway, WA Savings / Yr. |
|---|---|
$479 |
|
$846 |
|
$610 |
|
$462 |
|
$1,752 |
|
$331 |
|
$568 |
Spanaway Car Insurance vs. Washington
People living in Spanaway pay an average of 16.58% more than the typical driver in the state. The average driver in Spanaway can expect to pay about $984 per year, or $1,637 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Spanaway for most people.
Car Insurance Prices by Spanaway Neighborhood
Insurance Prices
Where is insurance cheapest within Spanaway?
The map shows insurance prices in and around Spanaway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $337 per year within the city boundaries, with insurance premiums ranging from a high of $1,769 to a low of $1,432. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Spanaway.Pick the Best Car Insurance Company for You in Spanaway
The best car insurance provider for most drivers in Spanaway
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $479 over the average Spanaway car insurance company.
The best car insurance provider for Spanaway drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $846 over the competition.
The best car insurance company for Spanaway drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for Spanaway drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $462 less each year.
The least expensive car insurance company for new and young drivers in Spanaway
In Spanaway, State Farm costs young drivers $1,752 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Spanaway
State Farm gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Spanaway couple's premiums.
The cheapest car insurance in Spanaway for drivers with bad credit
The best Spanaway car insurance company for customer service
Recent price drops
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The cheapest large national provider in Spanaway
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Spanaway driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Spanaway, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Spanaway
What Influences the Cost of Car Insurance in Spanaway?
On average, car insurance in Spanaway is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Spanaway is 46 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Spanaway are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Spanaway is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Spanaway is $82 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Graham: Insurance costs 5.31% less
- Parkland: Insurance costs 2.87% more
- Clover Creek: Insurance costs 6.60% less
- South Hill: Insurance costs 2.75% less
- South Creek: Insurance costs 8.12% less
- Midland: Insurance costs 5.01% more
- Puyallup: Insurance costs 4.64% less
- Tillicum: Insurance costs 7.45% less
- Kapowsin: Insurance costs 8.37% less
- Mckenna: Insurance costs 12.46% less
Cities with Similar Populations
- Greensburg: Insurance costs 17.78% less
- Minnetonka: Insurance costs 0.73% more
- Winter Garden: Insurance costs 61.45% more
- West New York: Insurance costs 56.69% more
- Vero Beach: Insurance costs 51.68% more
- Taunton: Insurance costs 4.95% more
- Stratford: Insurance costs 36.29% more
- Sebring: Insurance costs 44.17% more
- Olive Branch: Insurance costs 8.49% more
- New Iberia: Insurance costs 93.22% more