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Get Cheap Car Insurance in Stratford, CT
We monitor insurance prices, helping the average driver in Stratford save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Stratford
The chart below shows the cheapest car insurance company in Stratford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Stratford Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| State Farm | $91 |
| Safeco Insurance | $92 |
| Travelers | $92 |
Savings for Every Kind of Stratford Driver
Based on our extensive insurance data, we know the average Stratford driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $654 per year by choosing the right vehicle insurance company. Some Stratford residents are paying out over $2,231 extra every year for auto insurance in Stratford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stratford, CT Savings / Yr. |
|---|---|
$654 |
|
$906 |
|
$629 |
|
$1,051 |
|
$2,474 |
|
$593 |
|
$996 |
Stratford Car Insurance vs. Connecticut
People living in Stratford pay an average of 15.28% more than the typical driver in the state. The average driver in Stratford can expect to pay about $1,527 per year, or $2,231 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Stratford for most people.
Car Insurance Prices by Stratford Neighborhood
Insurance Prices
Where is insurance cheapest within Stratford?
The map shows insurance prices in and around Stratford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $783 per year within the city boundaries, with insurance premiums ranging from a high of $2,707 to a low of $1,924. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Stratford.Pick the Best Car Insurance Company for You in Stratford
The best car insurance provider for most drivers in Stratford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $654 over the average Stratford car insurance company.
The best car insurance provider for Stratford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $906 over the competition.
The best car insurance company for Stratford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $629 better than other car insurance companies.
The best auto insurance for Stratford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,051 less each year.
The least expensive car insurance company for new and young drivers in Stratford
In Stratford, State Farm costs young drivers $2,474 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stratford
State Farm gave the largest car insurance discounts to married couples, averaging $593 saved each year compared to an average Stratford couple's premiums.
The cheapest car insurance in Stratford for drivers with bad credit
The best Stratford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Stratford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Stratford driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stratford, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Stratford
What Influences the Cost of Car Insurance in Stratford?
On average, car insurance in Stratford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stratford is 36 minutes, which is a little more than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stratford are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Stratford has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stratford is $127 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bridgeport: Insurance costs 1.43% less
- Milford: Insurance costs 7.80% less
- Trumbull: Insurance costs 8.07% less
- Fairfield: Insurance costs 7.49% less
- Shelton: Insurance costs 10.89% less
- Woodmont: Insurance costs 8.47% less
- Orange: Insurance costs 10.00% less
- Easton: Insurance costs 11.92% less
- Derby: Insurance costs 5.83% less
- Southport: Insurance costs 10.00% less
Cities with Similar Populations
- Enid: Insurance costs 24.74% less
- Monroe: Insurance costs 28.69% more
- Greenwood: Insurance costs 25.64% less
- Greensburg: Insurance costs 39.67% less
- Sterling: Insurance costs 41.37% less
- Crown Point: Insurance costs 45.14% less
- Collierville: Insurance costs 35.28% less
- Brookline: Insurance costs 18.87% less
- West New York: Insurance costs 14.97% more
- Winter Garden: Insurance costs 18.47% more