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Get Cheap Car Insurance in Shelton, CT
We monitor insurance prices, helping the average driver in Shelton save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Shelton
The chart below shows the cheapest car insurance company in Shelton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Shelton Insurer | Monthly Cost |
|---|---|
| Kemper | $71 |
| State Farm | $81 |
| Safeco Insurance | $82 |
| Travelers | $82 |
Savings for Every Kind of Shelton Driver
Based on our extensive insurance data, we know the average Shelton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $582 per year by choosing the right vehicle insurance company. Some Shelton residents are paying out over $1,988 extra every year for auto insurance in Shelton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shelton, CT Savings / Yr. |
|---|---|
$582 |
|
$807 |
|
$561 |
|
$937 |
|
$2,205 |
|
$528 |
|
$888 |
Shelton Car Insurance vs. Connecticut
People living in Shelton pay an average of 2.73% more than the typical driver in the state. The average driver in Shelton can expect to pay about $1,361 per year, or $1,988 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Shelton for most people.
Car Insurance Prices by Shelton Neighborhood
Insurance Prices
Where is insurance cheapest within Shelton?
The map shows insurance prices in and around Shelton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the city boundaries, with insurance premiums ranging from a high of $2,109 to a low of $1,927. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Shelton.Pick the Best Car Insurance Company for You in Shelton
The best car insurance provider for most drivers in Shelton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $582 over the average Shelton car insurance company.
The best car insurance provider for Shelton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $807 over the competition.
The best car insurance company for Shelton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $561 better than other car insurance companies.
The best auto insurance for Shelton drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $937 less each year.
The least expensive car insurance company for new and young drivers in Shelton
In Shelton, State Farm costs young drivers $2,205 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shelton
State Farm gave the largest car insurance discounts to married couples, averaging $528 saved each year compared to an average Shelton couple's premiums.
The cheapest car insurance in Shelton for drivers with bad credit
The best Shelton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Shelton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Shelton driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shelton, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Shelton
What Influences the Cost of Car Insurance in Shelton?
On average, car insurance in Shelton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Shelton is 35 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shelton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Shelton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Shelton is $113 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Derby: Insurance costs 5.68% more
- Ansonia: Insurance costs 6.19% more
- Trumbull: Insurance costs 3.17% more
- Orange: Insurance costs 1.01% more
- Monroe: Insurance costs 1.51% less
- Seymour: Insurance costs 0.80% less
- Woodbridge: Insurance costs 3.57% more
- Milford: Insurance costs 3.47% more
- Stratford: Insurance costs 12.22% more
- Cedarhurst: Insurance costs 0.50% less
Cities with Similar Populations
- Tupelo: Insurance costs 15.64% less
- Monroe: Insurance costs 8.40% less
- Plymouth: Insurance costs 48.14% more
- Perrysburg: Insurance costs 46.88% less
- Parkersburg: Insurance costs 23.24% less
- Paducah: Insurance costs 7.09% more
- Orange: Insurance costs 13.88% less
- Oak Harbor: Insurance costs 30.48% less
- Northbrook: Insurance costs 20.27% less
- Nicholasville: Insurance costs 6.29% more