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Get Cheap Car Insurance in Monroe, GA
We monitor insurance prices, helping the average driver in Monroe save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Monroe
The chart below shows the cheapest car insurance company in Monroe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Monroe Insurer | Monthly Cost |
|---|---|
| Travelers | $79 |
| Farm Bureau | $82 |
| State Farm | $90 |
| Progressive | $98 |
Savings for Every Kind of Monroe Driver
Based on our extensive insurance data, we know the average Monroe driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some Monroe residents are paying out over $1,821 extra every year for auto insurance in Monroe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monroe, GA Savings / Yr. |
|---|---|
$378 |
|
$806 |
|
$556 |
|
$761 |
|
$2,217 |
|
$183 |
|
$782 |
Monroe Car Insurance vs. Georgia
People living in Monroe pay an average of 2.82% more than the typical driver in the state. The average driver in Monroe can expect to pay about $1,211 per year, or $1,821 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Monroe for most people.
Car Insurance Prices by Monroe Neighborhood
Insurance Prices
Where is insurance cheapest within Monroe?
The map shows insurance prices in and around Monroe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $241 per year within the city boundaries, with insurance premiums ranging from a high of $1,930 to a low of $1,689. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Monroe.Pick the Best Car Insurance Company for You in Monroe
The best car insurance provider for most drivers in Monroe
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $378 over the average Monroe car insurance company.
The best car insurance provider for Monroe drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $806 over the competition.
The best car insurance company for Monroe drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $556 better than other car insurance companies.
The best auto insurance for Monroe drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $761 less each year.
The least expensive car insurance company for new and young drivers in Monroe
In Monroe, Auto-Owners Insurance costs young drivers $2,217 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monroe
Farm Bureau gave the largest car insurance discounts to married couples, averaging $183 saved each year compared to an average Monroe couple's premiums.
The cheapest car insurance in Monroe for drivers with bad credit
The best Monroe car insurance company for customer service
Recent price drops
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The cheapest large national provider in Monroe
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Monroe driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monroe, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Monroe
What Influences the Cost of Car Insurance in Monroe?
On average, car insurance in Monroe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monroe is 39 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monroe are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Monroe has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Monroe is $101 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Between: Insurance costs 0.77% less
- Campton: Insurance costs 1.65% less
- Pannell: Insurance costs 1.92% less
- Jersey: Insurance costs 3.02% less
- Good Hope: Insurance costs 5.11% less
- Bethlehem: Insurance costs 1.54% more
- Walnut Grove: Insurance costs 1.98% less
- Windsor: Insurance costs 2.42% more
- Loganville: Insurance costs 8.79% more
- High Shoals: Insurance costs 5.71% less
Cities with Similar Populations
- Aventura: Insurance costs 73.53% more
- Woodlawn: Insurance costs 23.01% more
- Willowbrook: Insurance costs 37.07% more
- Bettendorf: Insurance costs 32.24% less
- Nicholasville: Insurance costs 16.04% more
- Rockledge: Insurance costs 36.19% more
- Ringgold: Insurance costs 5.16% less
- Redmond: Insurance costs 22.52% less
- Raeford: Insurance costs 25.10% less
- Plymouth: Insurance costs 61.72% more