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Get Cheap Car Insurance in Raeford, NC
We monitor insurance prices, helping the average driver in Raeford save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Raeford
The chart below shows the cheapest car insurance company in Raeford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Raeford Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $52 |
| Erie Insurance | $52 |
| Farm Bureau | $55 |
| Progressive | $59 |
Savings for Every Kind of Raeford Driver
Based on our extensive insurance data, we know the average Raeford driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $262 per year by choosing the right vehicle insurance company. Some Raeford residents are paying out over $1,364 extra every year for auto insurance in Raeford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Raeford, NC Savings / Yr. |
|---|---|
$262 |
|
$570 |
|
$415 |
|
$1,059 |
|
$786 |
|
$316 |
|
$475 |
Raeford Car Insurance vs. North Carolina
People living in Raeford pay an average of 9.13% more than the typical driver in the state. The average driver in Raeford can expect to pay about $817 per year, or $1,364 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Raeford for most people.
Car Insurance Prices by Raeford Neighborhood
Insurance Prices
Where is insurance cheapest within Raeford?
The map shows insurance prices in and around Raeford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $237 per year within the city boundaries, with insurance premiums ranging from a high of $1,479 to a low of $1,242. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Raeford.Pick the Best Car Insurance Company for You in Raeford
The best car insurance provider for most drivers in Raeford
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $262 over the average Raeford car insurance company.
The best car insurance provider for Raeford drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.
The best car insurance company for Raeford drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $415 better than other car insurance companies.
The best auto insurance for Raeford drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,059 less each year.
The least expensive car insurance company for new and young drivers in Raeford
In Raeford, State Farm costs young drivers $786 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Raeford
Erie Insurance gave the largest car insurance discounts to married couples, averaging $316 saved each year compared to an average Raeford couple's premiums.
The cheapest car insurance in Raeford for drivers with bad credit
The best Raeford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Raeford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Raeford driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Raeford, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Raeford
What Influences the Cost of Car Insurance in Raeford?
On average, car insurance in Raeford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Raeford is 36 minutes, which is a little more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Raeford are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Raeford is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Raeford is $68 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Silver City: Insurance costs 0.51% more
- Dundarrach: Insurance costs 2.20% less
- Mccain: Insurance costs 0.37% less
- Lumber Bridge: Insurance costs 0.37% less
- Montrose: Insurance costs 1.32% less
- Bowmore: Insurance costs 3.89% more
- Parkton: Insurance costs 2.42% more
- Fayetteville: Insurance costs 0.44% less
- Fort Bragg: Insurance costs 1.76% less
- Hope Mills: Insurance costs 0.73% more
Cities with Similar Populations
- Thibodaux: Insurance costs 129.03% more
- East Stroudsburg: Insurance costs 14.66% more
- El Dorado Hills: Insurance costs 48.31% more
- Fairburn: Insurance costs 49.34% more
- Fairport: Insurance costs 59.31% more
- Fort Lee: Insurance costs 75.51% more
- Shelton: Insurance costs 45.75% more
- Sherwood: Insurance costs 27.35% more
- Streamwood: Insurance costs 20.31% more
- Teaneck: Insurance costs 56.82% more