Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Teaneck, NJ
We monitor insurance prices, helping the average driver in Teaneck save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Teaneck
The chart below shows the cheapest car insurance company in Teaneck for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Teaneck Insurer | Monthly Cost |
|---|---|
| State Farm | $71 |
| Geico | $74 |
| Plymouth Rock Assurance | $91 |
| NJM | $107 |
Savings for Every Kind of Teaneck Driver
Based on our extensive insurance data, we know the average Teaneck driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $561 per year by choosing the right vehicle insurance company. Some Teaneck residents are paying out over $2,139 extra every year for auto insurance in Teaneck. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Teaneck, NJ Savings / Yr. |
|---|---|
$561 |
|
$1,040 |
|
$799 |
|
$689 |
|
$2,767 |
|
$540 |
|
$839 |
Teaneck Car Insurance vs. New Jersey
People living in Teaneck pay an average of 17.80% more than the typical driver in the state. The average driver in Teaneck can expect to pay about $1,276 per year, or $2,139 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Teaneck for most people.
Car Insurance Prices by Teaneck Neighborhood
Insurance Prices
Where is insurance cheapest within Teaneck?
The map shows insurance prices in and around Teaneck, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $683 per year within the city boundaries, with insurance premiums ranging from a high of $2,473 to a low of $1,790. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Teaneck.Pick the Best Car Insurance Company for You in Teaneck
The best car insurance provider for most drivers in Teaneck
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $561 over the average Teaneck car insurance company.
The best car insurance provider for Teaneck drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,040 over the competition.
The best car insurance company for Teaneck drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $799 better than other car insurance companies.
The best auto insurance for Teaneck drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $689 less each year.
The least expensive car insurance company for new and young drivers in Teaneck
In Teaneck, Geico costs young drivers $2,767 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Teaneck
Geico gave the largest car insurance discounts to married couples, averaging $540 saved each year compared to an average Teaneck couple's premiums.
The cheapest car insurance in Teaneck for drivers with bad credit
The best Teaneck car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Teaneck, which was better than other insurers.
The cheapest large national provider in Teaneck
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Teaneck driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Teaneck, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Teaneck
What Influences the Cost of Car Insurance in Teaneck?
On average, car insurance in Teaneck is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Teaneck is 45 minutes, which is far more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Teaneck are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Teaneck has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Teaneck is $106 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bogota: Insurance costs 3.88% more
- Englewood: Insurance costs 6.92% more
- Hackensack: Insurance costs 4.91% more
- Leonia: Insurance costs 5.75% more
- Bergenfield: Insurance costs 1.26% more
- Ridgefield Park: Insurance costs 6.12% more
- South Hackensack: Insurance costs 2.95% more
- Maywood: Insurance costs 5.98% less
- River Edge: Insurance costs 3.74% less
- New Milford: Insurance costs 4.11% less
Cities with Similar Populations
- Cleburne: Insurance costs 22.35% less
- Bartlesville: Insurance costs 21.18% less
- Cedar Falls: Insurance costs 44.55% less
- Fairburn: Insurance costs 4.77% less
- Boerne: Insurance costs 23.38% less
- Cedar City: Insurance costs 36.93% less
- Walla Walla: Insurance costs 35.62% less
- Burke: Insurance costs 38.57% less
- Tupelo: Insurance costs 21.60% less
- Nicholasville: Insurance costs 1.22% less