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Get Cheap Car Insurance in Tupelo, MS
We monitor insurance prices, helping the average driver in Tupelo save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Tupelo
The chart below shows the cheapest car insurance company in Tupelo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Tupelo Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Farm Bureau | $64 |
| Safeco Insurance | $66 |
| Progressive | $73 |
Savings for Every Kind of Tupelo Driver
Based on our extensive insurance data, we know the average Tupelo driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $287 per year by choosing the right vehicle insurance company. Some Tupelo residents are paying out over $1,677 extra every year for auto insurance in Tupelo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tupelo, MS Savings / Yr. |
|---|---|
$287 |
|
$478 |
|
$373 |
|
$734 |
|
$1,701 |
|
$245 |
|
$748 |
Tupelo Car Insurance vs. Mississippi
People living in Tupelo pay an average of 1.83% less than the typical driver in the state. The average driver in Tupelo can expect to pay about $954 per year, or $1,677 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Tupelo for most people.
Car Insurance Prices by Tupelo Neighborhood
Insurance Prices
Where is insurance cheapest within Tupelo?
The map shows insurance prices in and around Tupelo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $416 per year within the city boundaries, with insurance premiums ranging from a high of $1,972 to a low of $1,556. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Tupelo.Pick the Best Car Insurance Company for You in Tupelo
The best car insurance provider for most drivers in Tupelo
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $287 over the average Tupelo car insurance company.
The best car insurance provider for Tupelo drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $478 over the competition.
The best car insurance company for Tupelo drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $373 better than other car insurance companies.
The best auto insurance for Tupelo drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $734 less each year.
The least expensive car insurance company for new and young drivers in Tupelo
In Tupelo, Farm Bureau costs young drivers $1,701 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tupelo
Farm Bureau gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average Tupelo couple's premiums.
The cheapest car insurance in Tupelo for drivers with bad credit
The best Tupelo car insurance company for customer service
Recent price drops
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The cheapest large national provider in Tupelo
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tupelo driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tupelo, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Tupelo
What Influences the Cost of Car Insurance in Tupelo?
On average, car insurance in Tupelo is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tupelo is 23 minutes, which is far less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tupelo are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Tupelo is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tupelo is $80 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Verona: Insurance costs 2.68% less
- Flowerdale: Insurance costs 4.53% less
- Belden: Insurance costs 1.49% less
- Chesterville: Insurance costs 2.86% less
- Furrs: Insurance costs 3.64% less
- Plantersville: Insurance costs the same
- Saltillo: Insurance costs 3.34% less
- Mooreville: Insurance costs 5.96% less
- Mooresville: Insurance costs 7.22% less
- Sherman: Insurance costs 3.52% less
Cities with Similar Populations
- The Acreage: Insurance costs 72.93% more
- Kent: Insurance costs 33.87% less
- Papillion: Insurance costs 16.76% less
- North Brunswick: Insurance costs 17.65% more
- Maplewood: Insurance costs 8.35% more
- Lumberton: Insurance costs 18.90% less
- Los Gatos: Insurance costs 20.63% more
- Levittown: Insurance costs 62.13% more
- Kingman: Insurance costs 2.21% more
- Redmond: Insurance costs 15.86% less