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Get Cheap Car Insurance in North Brunswick, NJ
We monitor insurance prices, helping the average driver in North Brunswick save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in North Brunswick
The chart below shows the cheapest car insurance company in North Brunswick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| North Brunswick Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Geico | $68 |
| Plymouth Rock Assurance | $84 |
| NJM | $99 |
Savings for Every Kind of North Brunswick Driver
Based on our extensive insurance data, we know the average North Brunswick driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $517 per year by choosing the right vehicle insurance company. Some North Brunswick residents are paying out over $1,973 extra every year for auto insurance in North Brunswick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Brunswick, NJ Savings / Yr. |
|---|---|
$517 |
|
$959 |
|
$737 |
|
$635 |
|
$2,552 |
|
$498 |
|
$773 |
North Brunswick Car Insurance vs. New Jersey
People living in North Brunswick pay an average of 8.63% more than the typical driver in the state. The average driver in North Brunswick can expect to pay about $1,176 per year, or $1,973 for full coverage.
Based on our analysis, Geico will be the cheapest provider in North Brunswick for most people.
Car Insurance Prices by North Brunswick Neighborhood
Insurance Prices
Where is insurance cheapest within North Brunswick?
The map shows insurance prices in and around North Brunswick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $355 per year within the city boundaries, with insurance premiums ranging from a high of $2,123 to a low of $1,768. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of North Brunswick.Pick the Best Car Insurance Company for You in North Brunswick
The best car insurance provider for most drivers in North Brunswick
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $517 over the average North Brunswick car insurance company.
The best car insurance provider for North Brunswick drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $959 over the competition.
The best car insurance company for North Brunswick drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $737 better than other car insurance companies.
The best auto insurance for North Brunswick drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $635 less each year.
The least expensive car insurance company for new and young drivers in North Brunswick
In North Brunswick, Geico costs young drivers $2,552 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Brunswick
Geico gave the largest car insurance discounts to married couples, averaging $498 saved each year compared to an average North Brunswick couple's premiums.
The cheapest car insurance in North Brunswick for drivers with bad credit
The best North Brunswick car insurance company for customer service
Nationwide was the best company for customer service in North Brunswick according to the NAIC.
Recent price drops
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The cheapest large national provider in North Brunswick
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Brunswick driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Brunswick, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around North Brunswick
What Influences the Cost of Car Insurance in North Brunswick?
On average, car insurance in North Brunswick is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Brunswick is 40 minutes, which is a little more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Brunswick are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- North Brunswick has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Brunswick is $98 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Milltown: Insurance costs 7.05% less
- East Franklin: Insurance costs 4.56% more
- New Brunswick: Insurance costs 5.88% more
- Franklin Park: Insurance costs 0.81% less
- Somerset: Insurance costs 0.35% less
- Kendall Park: Insurance costs 2.13% less
- East Brunswick: Insurance costs 2.18% less
- Pleasant Plains: Insurance costs 5.07% less
- Highland Park: Insurance costs 4.26% less
- Monmouth Junction: Insurance costs 4.56% less
Cities with Similar Populations
- Trenton: Insurance costs 49.21% more
- Fitchburg: Insurance costs 15.91% less
- Freehold: Insurance costs 6.59% less
- Gillette: Insurance costs 20.93% less
- Haines City: Insurance costs 33.65% more
- West Hollywood: Insurance costs 28.33% more
- Walla Walla: Insurance costs 30.21% less
- Venice: Insurance costs 20.93% more
- Tupelo: Insurance costs 15.00% less
- Belleville: Insurance costs 55.70% more