Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Haines City, FL
We monitor insurance prices, helping the average driver in Haines City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Haines City
The chart below shows the cheapest car insurance company in Haines City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Haines City Insurer | Monthly Cost |
|---|---|
| Geico | $126 |
| State Farm | $134 |
| Gainsco | $174 |
| Bristol West | $174 |
Savings for Every Kind of Haines City Driver
Based on our extensive insurance data, we know the average Haines City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $772 per year by choosing the right vehicle insurance company. Some Haines City residents are paying out over $2,637 extra every year for auto insurance in Haines City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Haines City, FL Savings / Yr. |
|---|---|
$772 |
|
$1,133 |
|
$872 |
|
$863 |
|
$2,740 |
|
$749 |
|
$1,091 |
Haines City Car Insurance vs. Florida
People living in Haines City pay an average of 0.17% less than the typical driver in the state. The average driver in Haines City can expect to pay about $2,408 per year, or $2,637 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Haines City for most people.
Car Insurance Prices by Haines City Neighborhood
Insurance Prices
Where is insurance cheapest within Haines City?
The map shows insurance prices in and around Haines City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $523 per year within the city boundaries, with insurance premiums ranging from a high of $2,922 to a low of $2,399. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Haines City.Pick the Best Car Insurance Company for You in Haines City
The best car insurance provider for most drivers in Haines City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $772 over the average Haines City car insurance company.
The best car insurance provider for Haines City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,133 over the competition.
The best car insurance company for Haines City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $872 better than other car insurance companies.
The best auto insurance for Haines City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $863 less each year.
The least expensive car insurance company for new and young drivers in Haines City
In Haines City, Geico costs young drivers $2,740 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Haines City
Geico gave the largest car insurance discounts to married couples, averaging $749 saved each year compared to an average Haines City couple's premiums.
The cheapest car insurance in Haines City for drivers with bad credit
The best Haines City car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Haines City, which was better than other insurers.
The cheapest large national provider in Haines City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Haines City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Haines City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Haines City
What Influences the Cost of Car Insurance in Haines City?
On average, car insurance in Haines City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Haines City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Haines City has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Haines City is $201 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Hamilton: Insurance costs 4.40% less
- Dundee: Insurance costs 5.38% less
- Lake Alfred: Insurance costs 1.59% less
- Holiday Manor: Insurance costs 1.52% less
- Loughman: Insurance costs 6.41% less
- Davenport: Insurance costs 4.97% less
- Cypress Gardens: Insurance costs 4.32% less
- Poinciana: Insurance costs 4.93% more
- Winter Haven: Insurance costs 1.55% less
- Inwood: Insurance costs 2.20% more
Cities with Similar Populations
- Sierra Vista: Insurance costs 39.29% less
- Fairburn: Insurance costs 22.75% less
- Fitchburg: Insurance costs 37.09% less
- Freehold: Insurance costs 30.11% less
- Gillette: Insurance costs 40.84% less
- Levittown: Insurance costs 3.11% more
- Maplewood: Insurance costs 31.10% less
- Monroe: Insurance costs 30.94% less
- New Berlin: Insurance costs 57.26% less
- Northbrook: Insurance costs 39.89% less