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Get Cheap Car Insurance in Davenport, FL
We monitor insurance prices, helping the average driver in Davenport save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Davenport
The chart below shows the cheapest car insurance company in Davenport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Davenport Insurer | Monthly Cost |
|---|---|
| Geico | $120 |
| State Farm | $127 |
| Gainsco | $166 |
| Bristol West | $166 |
Savings for Every Kind of Davenport Driver
Based on our extensive insurance data, we know the average Davenport driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $733 per year by choosing the right vehicle insurance company. Some Davenport residents are paying out over $2,506 extra every year for auto insurance in Davenport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Davenport, FL Savings / Yr. |
|---|---|
$733 |
|
$1,077 |
|
$828 |
|
$820 |
|
$2,604 |
|
$711 |
|
$1,037 |
Davenport Car Insurance vs. Florida
People living in Davenport pay an average of 5.14% less than the typical driver in the state. The average driver in Davenport can expect to pay about $2,288 per year, or $2,506 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Davenport for most people.
Car Insurance Prices by Davenport Neighborhood
Insurance Prices
Where is insurance cheapest within Davenport?
The map shows insurance prices in and around Davenport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $391 per year within the city boundaries, with insurance premiums ranging from a high of $2,845 to a low of $2,454. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Davenport.Pick the Best Car Insurance Company for You in Davenport
The best car insurance provider for most drivers in Davenport
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $733 over the average Davenport car insurance company.
The best car insurance provider for Davenport drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,077 over the competition.
The best car insurance company for Davenport drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $828 better than other car insurance companies.
The best auto insurance for Davenport drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $820 less each year.
The least expensive car insurance company for new and young drivers in Davenport
In Davenport, Geico costs young drivers $2,604 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Davenport
Geico gave the largest car insurance discounts to married couples, averaging $711 saved each year compared to an average Davenport couple's premiums.
The cheapest car insurance in Davenport for drivers with bad credit
The best Davenport car insurance company for customer service
Recent price drops
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The cheapest large national provider in Davenport
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Davenport driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Davenport, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Davenport
What Influences the Cost of Car Insurance in Davenport?
On average, car insurance in Davenport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Davenport are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Davenport is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Davenport is $191 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Holiday Manor: Insurance costs 3.63% more
- Celebration: Insurance costs 0.20% less
- Intercession City: Insurance costs 7.30% more
- Four Corners: Insurance costs 1.28% more
- Haines City: Insurance costs 5.23% more
- Poinciana: Insurance costs 10.42% more
- Polk City: Insurance costs 1.32% less
- Vineland: Insurance costs 7.06% more
- Lake Buena Vista: Insurance costs 1.44% less
- Kissimmee: Insurance costs 16.68% more
Cities with Similar Populations
- Lake Havasu City: Insurance costs 31.09% less
- Novato: Insurance costs 19.03% less
- Brentwood: Insurance costs 43.81% less
- Bristol: Insurance costs 20.27% less
- Grand Forks: Insurance costs 46.21% less
- Vineland: Insurance costs 24.46% less
- Lenexa: Insurance costs 37.91% less
- Lebanon: Insurance costs 45.49% less
- The Hammocks: Insurance costs 29.33% more
- Medina: Insurance costs 56.19% less