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Get Cheap Car Insurance in Walla Walla, WA

We monitor insurance prices, helping the average driver in Walla Walla save up to 34.8% on car insurance.

 

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The Cheapest Minimum Coverage in Walla Walla

The chart below shows the cheapest car insurance company in Walla Walla for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.

 
Walla Walla Insurer Monthly Cost
Metromile $48
State Farm $53
Progressive $58
Geico $63

Savings for Every Kind of Walla Walla Driver

The table shows how much the average auto insurance customer in Walla Walla might save by following our recommendations.

Based on our extensive insurance data, we know the average Walla Walla driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some Walla Walla residents are paying out over $1,377 extra every year for auto insurance in Walla Walla. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Walla Walla, WA Savings / Yr.
Drivers with good records
$403
Drivers with accidents
$712
Drivers with speeding tickets
$513
Drivers with a DUI conviction
$388
Young drivers
$1,474
Married drivers
$278
Drivers with bad credit
$478

Walla Walla Car Insurance vs. Washington

People living in Walla Walla pay an average of 1.94% less than the typical driver in the state. The average driver in Walla Walla can expect to pay about $828 per year, or $1,377 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Walla Walla for most people.

Car Insurance Prices by Walla Walla Neighborhood

Walla Walla, WA map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Walla Walla?

The map shows insurance prices in and around Walla Walla, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $331 per year within the city boundaries, with insurance premiums ranging from a high of $1,622 to a low of $1,291. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Walla Walla.

Pick the Best Car Insurance Company for You in Walla Walla

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Walla Walla insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Walla Walla

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $403 over the average Walla Walla car insurance company.

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We use the average good driver, paying $81 per month, as our baseline for pricing in Walla Walla. State Farm, Metromile, and PEMCO Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Walla Walla drivers with accidents on their records

In Walla Walla getting into an accident will raise premiums an average 33% for a yearly cost of $2,046. That's $669 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and PEMCO Insurance are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $712 over the competition.

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The best car insurance company for Walla Walla drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Walla Walla, tickets raise premiums on new quotes about $432. If you have a speeding ticket, we recommend State Farm, Geico, and Metromile for savings that beat the average insurance cost of $1,809 per year.

The best auto insurance for Walla Walla drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,067 per year in auto insurance premiums, which was $690 more than a driver with no major issues. State Farm, Progressive, and PEMCO Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $388 less each year.

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The least expensive car insurance company for new and young drivers in Walla Walla

In Walla Walla, State Farm costs young drivers $1,474 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Walla Walla. With an average cost of $5,079 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and PEMCO Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Walla Walla

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $106. State Farm, Geico, and Progressive provided the largest discounts to couples living in Walla Walla.

State Farm gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average Walla Walla couple's premiums.

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The cheapest car insurance in Walla Walla for drivers with bad credit

People with poor credit saved an average of $478 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $802 every year. Premiums for people with poor credit were about $2,179 in Walla Walla. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and American Family Insurance.

The best Walla Walla car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Walla Walla, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Walla Walla.

Nationwide was the best company for customer service in Walla Walla according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Walla Walla, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Walla Walla. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Walla Walla

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 37% of Walla Walla residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Walla Walla driver can expect to pay about $98 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Walla Walla, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.
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Auto Insurance Prices in and Around Walla Walla

What Influences the Cost of Car Insurance in Walla Walla?

On average, car insurance in Walla Walla is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Walla Walla is 20 minutes, which is far less than average for a driver in the state.
  • Washington state insurance regulations may allow for lower prices.
  • An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Walla Walla are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Walla Walla is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Walla Walla is $69 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Walla Walla driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Walla Walla with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.