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Get Cheap Car Insurance in College Place, WA
We monitor insurance prices, helping the average driver in College Place save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in College Place
The chart below shows the cheapest car insurance company in College Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| College Place Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| State Farm | $51 |
| Progressive | $56 |
| Geico | $61 |
Savings for Every Kind of College Place Driver
Based on our extensive insurance data, we know the average College Place driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some College Place residents are paying out over $1,331 extra every year for auto insurance in College Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Place, WA Savings / Yr. |
|---|---|
$390 |
|
$688 |
|
$496 |
|
$376 |
|
$1,425 |
|
$269 |
|
$462 |
College Place Car Insurance vs. Washington
People living in College Place pay an average of 5.18% less than the typical driver in the state. The average driver in College Place can expect to pay about $800 per year, or $1,331 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in College Place for most people.
Car Insurance Prices by College Place Neighborhood
Insurance Prices
Where is insurance cheapest within College Place?
The map shows insurance prices in and around College Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the city boundaries, with insurance premiums ranging from a high of $1,395 to a low of $1,291. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of College Place.Pick the Best Car Insurance Company for You in College Place
The best car insurance provider for most drivers in College Place
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $390 over the average College Place car insurance company.
The best car insurance provider for College Place drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $688 over the competition.
The best car insurance company for College Place drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $496 better than other car insurance companies.
The best auto insurance for College Place drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $376 less each year.
The least expensive car insurance company for new and young drivers in College Place
In College Place, State Farm costs young drivers $1,425 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Place
State Farm gave the largest car insurance discounts to married couples, averaging $269 saved each year compared to an average College Place couple's premiums.
The cheapest car insurance in College Place for drivers with bad credit
The best College Place car insurance company for customer service
Nationwide was the best company for customer service in College Place according to the NAIC.
Recent price drops
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The cheapest large national provider in College Place
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average College Place driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Place, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around College Place
What Influences the Cost of Car Insurance in College Place?
On average, car insurance in College Place is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in College Place is 15 minutes, which is far less than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Place are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- College Place is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Place is $67 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Walla Walla: Insurance costs 3.46% more
- Walla Walla East: Insurance costs 0.08% more
- Milton-Freewater: Insurance costs 10.59% more
- Umapine: Insurance costs 6.76% more
- Touchet: Insurance costs 0.75% less
- Lowden: Insurance costs 0.38% less
- Tollgate: Insurance costs 6.31% more
- Dixie: Insurance costs 0.08% less
- Weston: Insurance costs 9.24% more
- Athena: Insurance costs 5.33% more
Cities with Similar Populations
- Eatonville: Insurance costs 8.41% more
- Fort Leonard Wood: Insurance costs 40.72% more
- North Chelmsford: Insurance costs 18.86% more
- The Hills: Insurance costs 24.49% more
- Elizabeth: Insurance costs 4.28% more
- Elfers: Insurance costs 115.18% more
- Edwards: Insurance costs 39.97% more
- Edinboro: Insurance costs 2.25% more
- Tuttle: Insurance costs 30.58% more
- Fort Salonga: Insurance costs 95.12% more