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Get Cheap Car Insurance in Fort Leonard Wood, MO
We monitor insurance prices, helping the average driver in Fort Leonard Wood save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Fort Leonard Wood
The chart below shows the cheapest car insurance company in Fort Leonard Wood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Fort Leonard Wood Insurer | Monthly Cost |
|---|---|
| State Farm | $71 |
| Travelers | $71 |
| Safeco Insurance | $72 |
| Clearcover | $78 |
Savings for Every Kind of Fort Leonard Wood Driver
Based on our extensive insurance data, we know the average Fort Leonard Wood driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $505 per year by choosing the right vehicle insurance company. Some Fort Leonard Wood residents are paying out over $1,873 extra every year for auto insurance in Fort Leonard Wood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Leonard Wood, MO Savings / Yr. |
|---|---|
$505 |
|
$705 |
|
$645 |
|
$722 |
|
$1,522 |
|
$393 |
|
$603 |
Fort Leonard Wood Car Insurance vs. Missouri
People living in Fort Leonard Wood pay an average of 3.99% more than the typical driver in the state. The average driver in Fort Leonard Wood can expect to pay about $1,153 per year, or $1,873 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Fort Leonard Wood for most people.
Car Insurance Prices by Fort Leonard Wood Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Leonard Wood?
The map shows insurance prices in and around Fort Leonard Wood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $200 per year within the city boundaries, with insurance premiums ranging from a high of $1,946 to a low of $1,746. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Fort Leonard Wood.Pick the Best Car Insurance Company for You in Fort Leonard Wood
The best car insurance provider for most drivers in Fort Leonard Wood
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $505 over the average Fort Leonard Wood car insurance company.
The best car insurance provider for Fort Leonard Wood drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $705 over the competition.
The best car insurance company for Fort Leonard Wood drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $645 better than other car insurance companies.
The best auto insurance for Fort Leonard Wood drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Fort Leonard Wood
In Fort Leonard Wood, Travelers costs young drivers $1,522 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Leonard Wood
State Farm gave the largest car insurance discounts to married couples, averaging $393 saved each year compared to an average Fort Leonard Wood couple's premiums.
The cheapest car insurance in Fort Leonard Wood for drivers with bad credit
The best Fort Leonard Wood car insurance company for customer service
Nationwide was the best company for customer service in Fort Leonard Wood according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Leonard Wood
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fort Leonard Wood driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Leonard Wood, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Fort Leonard Wood
What Influences the Cost of Car Insurance in Fort Leonard Wood?
On average, car insurance in Fort Leonard Wood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Leonard Wood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Fort Leonard Wood is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Leonard Wood is $96 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Success: Insurance costs 3.36% more
- St. Robert: Insurance costs 5.34% less
- Waynesville: Insurance costs 3.68% less
- Devils Elbow: Insurance costs 3.42% less
- Duke: Insurance costs 4.11% less
- Hooker: Insurance costs 5.61% less
- Big Piney: Insurance costs 3.47% less
- Shady Grove: Insurance costs 3.95% less
- Flat: Insurance costs 2.83% less
- Laquey: Insurance costs 3.31% less
Cities with Similar Populations
- Pine Castle: Insurance costs 59.26% more
- Old Saybrook: Insurance costs 2.30% more
- Olney: Insurance costs 23.17% less
- Orosi: Insurance costs 8.76% more
- Pagosa Springs: Insurance costs 3.20% less
- Palos Park: Insurance costs 14.90% less
- Paris: Insurance costs 23.81% less
- Parsons: Insurance costs 17.89% less
- Pearsall: Insurance costs 6.89% less
- Pendleton: Insurance costs 14.95% less