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Get Cheap Car Insurance in Old Saybrook, CT
We monitor insurance prices, helping the average driver in Old Saybrook save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Old Saybrook
The chart below shows the cheapest car insurance company in Old Saybrook for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Old Saybrook Insurer | Monthly Cost |
|---|---|
| Kemper | $68 |
| State Farm | $78 |
| Safeco Insurance | $79 |
| Travelers | $79 |
Savings for Every Kind of Old Saybrook Driver
Based on our extensive insurance data, we know the average Old Saybrook driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $562 per year by choosing the right vehicle insurance company. Some Old Saybrook residents are paying out over $1,916 extra every year for auto insurance in Old Saybrook. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Saybrook, CT Savings / Yr. |
|---|---|
$562 |
|
$778 |
|
$541 |
|
$903 |
|
$2,125 |
|
$509 |
|
$856 |
Old Saybrook Car Insurance vs. Connecticut
People living in Old Saybrook pay an average of 0.97% less than the typical driver in the state. The average driver in Old Saybrook can expect to pay about $1,312 per year, or $1,916 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Saybrook for most people.
Car Insurance Prices by Old Saybrook Neighborhood
Insurance Prices
Where is insurance cheapest within Old Saybrook?
The map shows insurance prices in and around Old Saybrook, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $139 per year within the city boundaries, with insurance premiums ranging from a high of $1,999 to a low of $1,860. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Old Saybrook.Pick the Best Car Insurance Company for You in Old Saybrook
The best car insurance provider for most drivers in Old Saybrook
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $562 over the average Old Saybrook car insurance company.
The best car insurance provider for Old Saybrook drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for Old Saybrook drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $541 better than other car insurance companies.
The best auto insurance for Old Saybrook drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $903 less each year.
The least expensive car insurance company for new and young drivers in Old Saybrook
In Old Saybrook, State Farm costs young drivers $2,125 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Saybrook
State Farm gave the largest car insurance discounts to married couples, averaging $509 saved each year compared to an average Old Saybrook couple's premiums.
The cheapest car insurance in Old Saybrook for drivers with bad credit
The best Old Saybrook car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Saybrook
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Saybrook driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Saybrook, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Old Saybrook
What Influences the Cost of Car Insurance in Old Saybrook?
On average, car insurance in Old Saybrook is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Saybrook is 31 minutes, which is a little less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Saybrook are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Old Saybrook is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Saybrook is $109 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fenwick: Insurance costs 0.68% less
- Westbrook: Insurance costs 0.94% more
- Centerbrook: Insurance costs 0.10% less
- Essex: Insurance costs 0.52% more
- Ivoryton: Insurance costs 0.26% less
- Old Lyme: Insurance costs 0.99% less
- Essex Village: Insurance costs 1.25% less
- Laysville: Insurance costs 1.72% less
- Deep River: Insurance costs 1.51% less
- Hamburg: Insurance costs 1.77% less
Cities with Similar Populations
- Park Hills: Insurance costs 4.85% less
- Narragansett: Insurance costs 13.15% more
- Nebo: Insurance costs 36.74% less
- New Boston: Insurance costs 52.09% more
- Newmarket: Insurance costs 34.76% less
- Newtonville: Insurance costs 13.26% less
- Niantic: Insurance costs 0.10% less
- North Chelmsford: Insurance costs 17.43% less
- Nuevo: Insurance costs 7.99% more
- Oaklyn: Insurance costs 2.87% less