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Get Cheap Car Insurance in Essex Village, CT
We monitor insurance prices, helping the average driver in Essex Village save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Essex Village
The chart below shows the cheapest car insurance company in Essex Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Essex Village Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $77 |
| Safeco Insurance | $78 |
| Travelers | $78 |
Savings for Every Kind of Essex Village Driver
Based on our extensive insurance data, we know the average Essex Village driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $554 per year by choosing the right vehicle insurance company. Some Essex Village residents are paying out over $1,892 extra every year for auto insurance in Essex Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Essex Village, CT Savings / Yr. |
|---|---|
$554 |
|
$768 |
|
$534 |
|
$892 |
|
$2,098 |
|
$502 |
|
$845 |
Essex Village Car Insurance vs. Connecticut
People living in Essex Village pay an average of 2.24% less than the typical driver in the state. The average driver in Essex Village can expect to pay about $1,295 per year, or $1,892 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Essex Village for most people.
Car Insurance Prices by Essex Village Neighborhood
Insurance Prices
Where is insurance cheapest within Essex Village?
The map shows insurance prices in and around Essex Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,920 to a low of $1,856. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Essex Village.Pick the Best Car Insurance Company for You in Essex Village
The best car insurance provider for most drivers in Essex Village
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $554 over the average Essex Village car insurance company.
The best car insurance provider for Essex Village drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $768 over the competition.
The best car insurance company for Essex Village drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $534 better than other car insurance companies.
The best auto insurance for Essex Village drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $892 less each year.
The least expensive car insurance company for new and young drivers in Essex Village
In Essex Village, State Farm costs young drivers $2,098 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Essex Village
State Farm gave the largest car insurance discounts to married couples, averaging $502 saved each year compared to an average Essex Village couple's premiums.
The cheapest car insurance in Essex Village for drivers with bad credit
The best Essex Village car insurance company for customer service
Recent price drops
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The cheapest large national provider in Essex Village
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Essex Village driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Essex Village, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Essex Village
What Influences the Cost of Car Insurance in Essex Village?
On average, car insurance in Essex Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Essex Village are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Essex Village is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Essex Village is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hamburg: Insurance costs 0.53% less
- Essex: Insurance costs 1.80% more
- Centerbrook: Insurance costs 1.16% more
- Hadlyme: Insurance costs 1.27% less
- Deep River: Insurance costs 0.26% less
- North Lyme: Insurance costs 0.37% less
- Old Lyme: Insurance costs 0.26% more
- Ivoryton: Insurance costs 1.00% more
- Laysville: Insurance costs 0.48% less
- Old Saybrook: Insurance costs 1.27% more
Cities with Similar Populations
- Crichton: Insurance costs 50.42% more
- Burchard: Insurance costs 19.98% less
- Burnwood: Insurance costs 24.63% less
- Callison: Insurance costs 15.01% less
- Cannelville: Insurance costs 37.37% less
- Caradan: Insurance costs 15.06% less
- Cedar Grove: Insurance costs 16.54% less
- Cotton City: Insurance costs 35.15% less
- Coulters: Insurance costs 26.74% less
- Bullville: Insurance costs 26.06% more