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Get Cheap Car Insurance in Hadlyme, CT
We monitor insurance prices, helping the average driver in Hadlyme save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Hadlyme
The chart below shows the cheapest car insurance company in Hadlyme for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Hadlyme Insurer | Monthly Cost |
|---|---|
| Kemper | $66 |
| State Farm | $76 |
| Safeco Insurance | $77 |
| Travelers | $77 |
Savings for Every Kind of Hadlyme Driver
Based on our extensive insurance data, we know the average Hadlyme driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $547 per year by choosing the right vehicle insurance company. Some Hadlyme residents are paying out over $1,868 extra every year for auto insurance in Hadlyme. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hadlyme, CT Savings / Yr. |
|---|---|
$547 |
|
$759 |
|
$527 |
|
$881 |
|
$2,072 |
|
$496 |
|
$834 |
Hadlyme Car Insurance vs. Connecticut
People living in Hadlyme pay an average of 3.45% less than the typical driver in the state. The average driver in Hadlyme can expect to pay about $1,279 per year, or $1,868 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Hadlyme for most people.
Car Insurance Prices by Hadlyme Neighborhood
Insurance Prices
Where is insurance cheapest within Hadlyme?
The map shows insurance prices in and around Hadlyme, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,881 to a low of $1,856. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Hadlyme.Pick the Best Car Insurance Company for You in Hadlyme
The best car insurance provider for most drivers in Hadlyme
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $547 over the average Hadlyme car insurance company.
The best car insurance provider for Hadlyme drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $759 over the competition.
The best car insurance company for Hadlyme drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Hadlyme drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $881 less each year.
The least expensive car insurance company for new and young drivers in Hadlyme
In Hadlyme, State Farm costs young drivers $2,072 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hadlyme
State Farm gave the largest car insurance discounts to married couples, averaging $496 saved each year compared to an average Hadlyme couple's premiums.
The cheapest car insurance in Hadlyme for drivers with bad credit
The best Hadlyme car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hadlyme
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hadlyme driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hadlyme, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hadlyme
What Influences the Cost of Car Insurance in Hadlyme?
On average, car insurance in Hadlyme is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hadlyme is 35 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hadlyme are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Hadlyme has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hadlyme is $107 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Haddam: Insurance costs 1.55% more
- Chester: Insurance costs 2.25% more
- Hamburg: Insurance costs 0.75% more
- Essex Village: Insurance costs 1.28% more
- Deep River: Insurance costs 1.02% more
- North Lyme: Insurance costs 0.91% more
- Essex: Insurance costs 3.10% more
- Shailerville: Insurance costs 0.75% more
- Millington: Insurance costs 2.03% more
- Centerbrook: Insurance costs 2.46% more
Cities with Similar Populations
- Brubaker: Insurance costs 22.81% less
- Willard: Insurance costs 20.66% more
- Wilbert: Insurance costs 20.50% less
- Whitlash: Insurance costs 10.81% less
- Welch: Insurance costs 7.92% less
- Chester: Insurance costs 34.64% less
- Calais: Insurance costs 40.63% less
- Burns: Insurance costs 5.78% less
- Bullhead: Insurance costs 3.48% less
- Buffalo: Insurance costs 27.46% less