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Get Cheap Car Insurance in East Haddam, CT
We monitor insurance prices, helping the average driver in East Haddam save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in East Haddam
The chart below shows the cheapest car insurance company in East Haddam for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| East Haddam Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $78 |
| Safeco Insurance | $79 |
| Travelers | $79 |
Savings for Every Kind of East Haddam Driver
Based on our extensive insurance data, we know the average East Haddam driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $556 per year by choosing the right vehicle insurance company. Some East Haddam residents are paying out over $1,897 extra every year for auto insurance in East Haddam. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Haddam, CT Savings / Yr. |
|---|---|
$556 |
|
$771 |
|
$535 |
|
$894 |
|
$2,104 |
|
$504 |
|
$847 |
East Haddam Car Insurance vs. Connecticut
People living in East Haddam pay an average of 1.94% less than the typical driver in the state. The average driver in East Haddam can expect to pay about $1,299 per year, or $1,897 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in East Haddam for most people.
Car Insurance Prices by East Haddam Neighborhood
Insurance Prices
Where is insurance cheapest within East Haddam?
The map shows insurance prices in and around East Haddam, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the city boundaries, with insurance premiums ranging from a high of $1,918 to a low of $1,832. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of East Haddam.Pick the Best Car Insurance Company for You in East Haddam
The best car insurance provider for most drivers in East Haddam
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $556 over the average East Haddam car insurance company.
The best car insurance provider for East Haddam drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $771 over the competition.
The best car insurance company for East Haddam drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for East Haddam drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $894 less each year.
The least expensive car insurance company for new and young drivers in East Haddam
In East Haddam, State Farm costs young drivers $2,104 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Haddam
State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average East Haddam couple's premiums.
The cheapest car insurance in East Haddam for drivers with bad credit
The best East Haddam car insurance company for customer service
Recent price drops
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The cheapest large national provider in East Haddam
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average East Haddam driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Haddam, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around East Haddam
What Influences the Cost of Car Insurance in East Haddam?
On average, car insurance in East Haddam is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Haddam are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- East Haddam is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Haddam is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hadlyme: Insurance costs 1.53% less
- Moodus: Insurance costs 2.37% less
- Millington: Insurance costs 0.47% more
- Shailerville: Insurance costs 0.79% less
- Haddam: Insurance costs 0.32% less
- Chester: Insurance costs 0.69% more
- North Lyme: Insurance costs 0.63% less
- Westchester: Insurance costs 0.69% more
- Hamburg: Insurance costs 0.79% less
- Deep River: Insurance costs 0.53% less
Cities with Similar Populations
- Boonville: Insurance costs 10.07% more
- Montgomery: Insurance costs 15.02% less
- Lexington: Insurance costs 14.97% less
- Strasburg: Insurance costs 42.54% less
- Brockway: Insurance costs 28.73% less
- Concord: Insurance costs 37.80% less
- Custer: Insurance costs 28.94% less
- Wrightsville Beach: Insurance costs 37.59% less
- Duryea: Insurance costs 26.83% less
- Clayton: Insurance costs 37.69% less