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Get Cheap Car Insurance in Haddam, CT
We monitor insurance prices, helping the average driver in Haddam save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Haddam
The chart below shows the cheapest car insurance company in Haddam for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Haddam Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $77 |
| Safeco Insurance | $78 |
| Travelers | $78 |
Savings for Every Kind of Haddam Driver
Based on our extensive insurance data, we know the average Haddam driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $554 per year by choosing the right vehicle insurance company. Some Haddam residents are paying out over $1,891 extra every year for auto insurance in Haddam. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Haddam, CT Savings / Yr. |
|---|---|
$554 |
|
$768 |
|
$534 |
|
$891 |
|
$2,098 |
|
$502 |
|
$845 |
Haddam Car Insurance vs. Connecticut
People living in Haddam pay an average of 2.25% less than the typical driver in the state. The average driver in Haddam can expect to pay about $1,295 per year, or $1,891 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Haddam for most people.
Car Insurance Prices by Haddam Neighborhood
Insurance Prices
Where is insurance cheapest within Haddam?
The map shows insurance prices in and around Haddam, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,912 to a low of $1,882. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Haddam.Pick the Best Car Insurance Company for You in Haddam
The best car insurance provider for most drivers in Haddam
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $554 over the average Haddam car insurance company.
The best car insurance provider for Haddam drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $768 over the competition.
The best car insurance company for Haddam drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $534 better than other car insurance companies.
The best auto insurance for Haddam drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $891 less each year.
The least expensive car insurance company for new and young drivers in Haddam
In Haddam, State Farm costs young drivers $2,098 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Haddam
State Farm gave the largest car insurance discounts to married couples, averaging $502 saved each year compared to an average Haddam couple's premiums.
The cheapest car insurance in Haddam for drivers with bad credit
The best Haddam car insurance company for customer service
Recent price drops
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The cheapest large national provider in Haddam
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Haddam driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Haddam, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Haddam
What Influences the Cost of Car Insurance in Haddam?
On average, car insurance in Haddam is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Haddam is 34 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Haddam are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Haddam is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Haddam is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shailerville: Insurance costs 0.48% less
- Ponset: Insurance costs 1.06% more
- Higganum: Insurance costs 0.53% more
- Maromas: Insurance costs 0.85% more
- Chester: Insurance costs 1.00% more
- Moodus: Insurance costs 2.06% less
- East Haddam: Insurance costs 0.32% more
- Hadlyme: Insurance costs 1.22% less
- Little City: Insurance costs 0.42% more
- Deep River: Insurance costs 0.21% less
Cities with Similar Populations
- Altona: Insurance costs 12.00% more
- Wyoming: Insurance costs 6.24% less
- Wilmerding: Insurance costs 22.58% less
- Waterman: Insurance costs 25.54% less
- Warrensville: Insurance costs 36.91% less
- Stanchfield: Insurance costs 10.95% less
- Eagle Springs: Insurance costs 35.27% less
- Custer: Insurance costs 41.83% less
- Corinna: Insurance costs 49.23% less
- Coosada: Insurance costs 16.82% less