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Get Cheap Car Insurance in Fenwick, CT
We monitor insurance prices, helping the average driver in Fenwick save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Fenwick
The chart below shows the cheapest car insurance company in Fenwick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Fenwick Insurer | Monthly Cost |
|---|---|
| Kemper | $68 |
| State Farm | $78 |
| Safeco Insurance | $79 |
| Travelers | $79 |
Savings for Every Kind of Fenwick Driver
Based on our extensive insurance data, we know the average Fenwick driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $558 per year by choosing the right vehicle insurance company. Some Fenwick residents are paying out over $1,903 extra every year for auto insurance in Fenwick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fenwick, CT Savings / Yr. |
|---|---|
$558 |
|
$773 |
|
$537 |
|
$897 |
|
$2,111 |
|
$506 |
|
$850 |
Fenwick Car Insurance vs. Connecticut
People living in Fenwick pay an average of 1.64% less than the typical driver in the state. The average driver in Fenwick can expect to pay about $1,303 per year, or $1,903 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fenwick for most people.
Car Insurance Prices by Fenwick Neighborhood
Insurance Prices
Where is insurance cheapest within Fenwick?
The map shows insurance prices in and around Fenwick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,903 to a low of $1,903. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Fenwick.Pick the Best Car Insurance Company for You in Fenwick
The best car insurance provider for most drivers in Fenwick
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $558 over the average Fenwick car insurance company.
The best car insurance provider for Fenwick drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $773 over the competition.
The best car insurance company for Fenwick drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $537 better than other car insurance companies.
The best auto insurance for Fenwick drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $897 less each year.
The least expensive car insurance company for new and young drivers in Fenwick
In Fenwick, State Farm costs young drivers $2,111 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fenwick
State Farm gave the largest car insurance discounts to married couples, averaging $506 saved each year compared to an average Fenwick couple's premiums.
The cheapest car insurance in Fenwick for drivers with bad credit
The best Fenwick car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fenwick
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fenwick driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fenwick, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Fenwick
What Influences the Cost of Car Insurance in Fenwick?
On average, car insurance in Fenwick is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fenwick is 28 minutes, which is far less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fenwick are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Fenwick is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fenwick is $109 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Old Saybrook: Insurance costs 0.68% more
- Old Lyme: Insurance costs 0.32% less
- South Lyme: Insurance costs 1.89% more
- Westbrook: Insurance costs 1.63% more
- Centerbrook: Insurance costs 0.58% more
- Essex: Insurance costs 1.21% more
- Laysville: Insurance costs 1.05% less
- Giants Neck: Insurance costs 3.10% more
- Essex Village: Insurance costs 0.58% less
- Ivoryton: Insurance costs 0.42% more
Cities with Similar Populations
- Keene: Insurance costs 19.23% less
- Cove Point: Insurance costs 3.94% less
- Whitefish Point: Insurance costs 45.19% more
- Cranberry Isles: Insurance costs 49.92% less
- Creighton: Insurance costs 10.46% less
- Crocker: Insurance costs 21.70% less
- Crouch: Insurance costs 35.68% less
- Cuervo: Insurance costs 21.97% less
- DeBaerrie: Insurance costs 11.88% less
- Edith: Insurance costs 13.56% less