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Get Cheap Car Insurance in Elfers, FL
We monitor insurance prices, helping the average driver in Elfers save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Elfers
The chart below shows the cheapest car insurance company in Elfers for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Elfers Insurer | Monthly Cost |
|---|---|
| Geico | $137 |
| State Farm | $145 |
| Gainsco | $189 |
| Bristol West | $189 |
Savings for Every Kind of Elfers Driver
Based on our extensive insurance data, we know the average Elfers driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $838 per year by choosing the right vehicle insurance company. Some Elfers residents are paying out over $2,864 extra every year for auto insurance in Elfers. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elfers, FL Savings / Yr. |
|---|---|
$838 |
|
$1,230 |
|
$946 |
|
$937 |
|
$2,976 |
|
$813 |
|
$1,185 |
Elfers Car Insurance vs. Florida
People living in Elfers pay an average of 8.40% more than the typical driver in the state. The average driver in Elfers can expect to pay about $2,615 per year, or $2,864 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Elfers for most people.
Car Insurance Prices by Elfers Neighborhood
Insurance Prices
Where is insurance cheapest within Elfers?
The map shows insurance prices in and around Elfers, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $179 per year within the city boundaries, with insurance premiums ranging from a high of $2,957 to a low of $2,778. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Elfers.Pick the Best Car Insurance Company for You in Elfers
The best car insurance provider for most drivers in Elfers
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $838 over the average Elfers car insurance company.
The best car insurance provider for Elfers drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,230 over the competition.
The best car insurance company for Elfers drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $946 better than other car insurance companies.
The best auto insurance for Elfers drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $937 less each year.
The least expensive car insurance company for new and young drivers in Elfers
In Elfers, Geico costs young drivers $2,976 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elfers
Geico gave the largest car insurance discounts to married couples, averaging $813 saved each year compared to an average Elfers couple's premiums.
The cheapest car insurance in Elfers for drivers with bad credit
The best Elfers car insurance company for customer service
Recent price drops
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The cheapest large national provider in Elfers
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elfers driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elfers, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Elfers
What Influences the Cost of Car Insurance in Elfers?
On average, car insurance in Elfers is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elfers is 35 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elfers are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Elfers is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elfers is $218 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Holiday: Insurance costs 1.29% less
- New Port Richey: Insurance costs 3.04% less
- New Port Richey East: Insurance costs 1.47% less
- Port Richey: Insurance costs 3.67% less
- Jasmine Estates: Insurance costs 1.26% less
- Tarpon Springs: Insurance costs 0.28% less
- Bayonet Point: Insurance costs 4.16% less
- East Lake: Insurance costs 0.03% more
- Moon Lake: Insurance costs 6.01% less
- Odessa: Insurance costs 2.90% less
Cities with Similar Populations
- Tillamook: Insurance costs 48.64% less
- Taneytown: Insurance costs 37.81% less
- Tarentum: Insurance costs 50.84% less
- Tell City: Insurance costs 58.90% less
- Forest: Insurance costs 41.27% less
- The Hills: Insurance costs 42.14% less
- Thurmont: Insurance costs 39.39% less
- Finksburg: Insurance costs 35.86% less
- Fife: Insurance costs 42.91% less
- Felton: Insurance costs 37.08% less