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Get Cheap Car Insurance in Tarpon Springs, FL
We monitor insurance prices, helping the average driver in Tarpon Springs save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Tarpon Springs
The chart below shows the cheapest car insurance company in Tarpon Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Tarpon Springs Insurer | Monthly Cost |
|---|---|
| Geico | $136 |
| State Farm | $145 |
| Gainsco | $189 |
| Bristol West | $189 |
Savings for Every Kind of Tarpon Springs Driver
Based on our extensive insurance data, we know the average Tarpon Springs driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $836 per year by choosing the right vehicle insurance company. Some Tarpon Springs residents are paying out over $2,856 extra every year for auto insurance in Tarpon Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tarpon Springs, FL Savings / Yr. |
|---|---|
$836 |
|
$1,227 |
|
$944 |
|
$934 |
|
$2,967 |
|
$811 |
|
$1,182 |
Tarpon Springs Car Insurance vs. Florida
People living in Tarpon Springs pay an average of 8.10% more than the typical driver in the state. The average driver in Tarpon Springs can expect to pay about $2,607 per year, or $2,856 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Tarpon Springs for most people.
Car Insurance Prices by Tarpon Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Tarpon Springs?
The map shows insurance prices in and around Tarpon Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $366 per year within the city boundaries, with insurance premiums ranging from a high of $3,081 to a low of $2,715. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Tarpon Springs.Pick the Best Car Insurance Company for You in Tarpon Springs
The best car insurance provider for most drivers in Tarpon Springs
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $836 over the average Tarpon Springs car insurance company.
The best car insurance provider for Tarpon Springs drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,227 over the competition.
The best car insurance company for Tarpon Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $944 better than other car insurance companies.
The best auto insurance for Tarpon Springs drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $934 less each year.
The least expensive car insurance company for new and young drivers in Tarpon Springs
In Tarpon Springs, Geico costs young drivers $2,967 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tarpon Springs
Geico gave the largest car insurance discounts to married couples, averaging $811 saved each year compared to an average Tarpon Springs couple's premiums.
The cheapest car insurance in Tarpon Springs for drivers with bad credit
The best Tarpon Springs car insurance company for customer service
Allstate was the best company for customer service in Tarpon Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Tarpon Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Tarpon Springs driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tarpon Springs, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Tarpon Springs
What Influences the Cost of Car Insurance in Tarpon Springs?
On average, car insurance in Tarpon Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tarpon Springs is 36 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tarpon Springs are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Tarpon Springs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Tarpon Springs is $217 per month for minimum coverage and $238 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Holiday: Insurance costs 1.02% less
- East Lake: Insurance costs 0.32% more
- Crystal Beach: Insurance costs 2.80% less
- Palm Harbor: Insurance costs 1.23% less
- Elfers: Insurance costs 0.28% more
- New Port Richey: Insurance costs 2.77% less
- Oldsmar: Insurance costs 0.53% less
- Dunedin: Insurance costs 1.40% less
- New Port Richey East: Insurance costs 1.19% less
- Keystone: Insurance costs 4.41% less
Cities with Similar Populations
- Westmont: Insurance costs 43.56% less
- Brenham: Insurance costs 42.96% less
- Burlington: Insurance costs 56.76% less
- Burlington: Insurance costs 43.03% less
- Camp Hill: Insurance costs 54.94% less
- Candler: Insurance costs 58.44% less
- Chapin: Insurance costs 42.09% less
- Watertown: Insurance costs 61.55% less
- West Springfield: Insurance costs 53.40% less
- Amelia: Insurance costs 60.43% less