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Get Cheap Car Insurance in Dunedin, FL
We monitor insurance prices, helping the average driver in Dunedin save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Dunedin
The chart below shows the cheapest car insurance company in Dunedin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Dunedin Insurer | Monthly Cost |
|---|---|
| Geico | $134 |
| State Farm | $143 |
| Gainsco | $186 |
| Bristol West | $186 |
Savings for Every Kind of Dunedin Driver
Based on our extensive insurance data, we know the average Dunedin driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $824 per year by choosing the right vehicle insurance company. Some Dunedin residents are paying out over $2,816 extra every year for auto insurance in Dunedin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dunedin, FL Savings / Yr. |
|---|---|
$824 |
|
$1,210 |
|
$930 |
|
$921 |
|
$2,925 |
|
$799 |
|
$1,165 |
Dunedin Car Insurance vs. Florida
People living in Dunedin pay an average of 6.58% more than the typical driver in the state. The average driver in Dunedin can expect to pay about $2,571 per year, or $2,816 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Dunedin for most people.
Car Insurance Prices by Dunedin Neighborhood
Insurance Prices
Where is insurance cheapest within Dunedin?
The map shows insurance prices in and around Dunedin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $466 per year within the city boundaries, with insurance premiums ranging from a high of $3,030 to a low of $2,564. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Dunedin.Pick the Best Car Insurance Company for You in Dunedin
The best car insurance provider for most drivers in Dunedin
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $824 over the average Dunedin car insurance company.
The best car insurance provider for Dunedin drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,210 over the competition.
The best car insurance company for Dunedin drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Dunedin drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $921 less each year.
The least expensive car insurance company for new and young drivers in Dunedin
In Dunedin, Geico costs young drivers $2,925 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dunedin
Geico gave the largest car insurance discounts to married couples, averaging $799 saved each year compared to an average Dunedin couple's premiums.
The cheapest car insurance in Dunedin for drivers with bad credit
The best Dunedin car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dunedin
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dunedin driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dunedin, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Dunedin
What Influences the Cost of Car Insurance in Dunedin?
On average, car insurance in Dunedin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dunedin are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Dunedin is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dunedin is $214 per month for minimum coverage and $235 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Palm Harbor: Insurance costs 0.18% more
- Clearwater: Insurance costs 0.99% more
- Crystal Beach: Insurance costs 1.42% less
- Safety Harbor: Insurance costs 1.46% less
- Clearwater Beach: Insurance costs 0.07% less
- Oldsmar: Insurance costs 0.89% more
- Belleair: Insurance costs 1.63% less
- East Lake: Insurance costs 1.74% more
- Belleair Bluffs: Insurance costs 2.10% less
- Tarpon Springs: Insurance costs 1.42% more
Cities with Similar Populations
- Brooksville: Insurance costs 10.97% less
- Marlborough: Insurance costs 41.30% less
- Papillion: Insurance costs 50.43% less
- Orange: Insurance costs 39.20% less
- Oak Harbor: Insurance costs 50.92% less
- North Brunswick: Insurance costs 29.94% less
- North Augusta: Insurance costs 42.76% less
- Monrovia: Insurance costs 17.90% less
- Merritt Island: Insurance costs 13.10% less
- McLean: Insurance costs 55.68% less