Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Holiday, FL
We monitor insurance prices, helping the average driver in Holiday save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Holiday
The chart below shows the cheapest car insurance company in Holiday for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Holiday Insurer | Monthly Cost |
|---|---|
| Geico | $135 |
| State Farm | $143 |
| Gainsco | $187 |
| Bristol West | $187 |
Savings for Every Kind of Holiday Driver
Based on our extensive insurance data, we know the average Holiday driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $827 per year by choosing the right vehicle insurance company. Some Holiday residents are paying out over $2,827 extra every year for auto insurance in Holiday. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holiday, FL Savings / Yr. |
|---|---|
$827 |
|
$1,215 |
|
$934 |
|
$925 |
|
$2,938 |
|
$803 |
|
$1,170 |
Holiday Car Insurance vs. Florida
People living in Holiday pay an average of 7.02% more than the typical driver in the state. The average driver in Holiday can expect to pay about $2,581 per year, or $2,827 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Holiday for most people.
Car Insurance Prices by Holiday Neighborhood
Insurance Prices
Where is insurance cheapest within Holiday?
The map shows insurance prices in and around Holiday, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $323 per year within the city boundaries, with insurance premiums ranging from a high of $2,972 to a low of $2,649. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Holiday.Pick the Best Car Insurance Company for You in Holiday
The best car insurance provider for most drivers in Holiday
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $827 over the average Holiday car insurance company.
The best car insurance provider for Holiday drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,215 over the competition.
The best car insurance company for Holiday drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $934 better than other car insurance companies.
The best auto insurance for Holiday drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $925 less each year.
The least expensive car insurance company for new and young drivers in Holiday
In Holiday, Geico costs young drivers $2,938 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holiday
Geico gave the largest car insurance discounts to married couples, averaging $803 saved each year compared to an average Holiday couple's premiums.
The cheapest car insurance in Holiday for drivers with bad credit
The best Holiday car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Holiday, which was better than other insurers.
The cheapest large national provider in Holiday
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Holiday driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holiday, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Holiday
What Influences the Cost of Car Insurance in Holiday?
On average, car insurance in Holiday is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Holiday is 36 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Holiday are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Holiday is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Holiday is $215 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elfers: Insurance costs 1.31% more
- Tarpon Springs: Insurance costs 1.03% more
- New Port Richey: Insurance costs 1.77% less
- New Port Richey East: Insurance costs 0.18% less
- East Lake: Insurance costs 1.34% more
- Port Richey: Insurance costs 2.41% less
- Jasmine Estates: Insurance costs 0.04% more
- Crystal Beach: Insurance costs 1.80% less
- Palm Harbor: Insurance costs 0.21% less
- Odessa: Insurance costs 1.63% less
Cities with Similar Populations
- Woodridge: Insurance costs 43.12% less
- Gurnee: Insurance costs 43.16% less
- Stow: Insurance costs 61.73% less
- Wappingers Falls: Insurance costs 11.78% less
- West Babylon: Insurance costs 2.02% less
- Westchester: Insurance costs 23.24% more
- Fenton: Insurance costs 2.37% more
- East Meadow: Insurance costs 1.38% less
- East Hill-Meridian: Insurance costs 40.04% less
- Crossville: Insurance costs 53.02% less