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Get Cheap Car Insurance in New Port Richey, FL
We monitor insurance prices, helping the average driver in New Port Richey save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in New Port Richey
The chart below shows the cheapest car insurance company in New Port Richey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| New Port Richey Insurer | Monthly Cost |
|---|---|
| Geico | $133 |
| State Farm | $141 |
| Gainsco | $183 |
| Bristol West | $183 |
Savings for Every Kind of New Port Richey Driver
Based on our extensive insurance data, we know the average New Port Richey driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $812 per year by choosing the right vehicle insurance company. Some New Port Richey residents are paying out over $2,777 extra every year for auto insurance in New Port Richey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Port Richey, FL Savings / Yr. |
|---|---|
$812 |
|
$1,193 |
|
$918 |
|
$908 |
|
$2,885 |
|
$788 |
|
$1,149 |
New Port Richey Car Insurance vs. Florida
People living in New Port Richey pay an average of 5.11% more than the typical driver in the state. The average driver in New Port Richey can expect to pay about $2,535 per year, or $2,777 for full coverage.
Based on our analysis, Geico will be the cheapest provider in New Port Richey for most people.
Car Insurance Prices by New Port Richey Neighborhood
Insurance Prices
Where is insurance cheapest within New Port Richey?
The map shows insurance prices in and around New Port Richey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $365 per year within the city boundaries, with insurance premiums ranging from a high of $2,951 to a low of $2,586. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of New Port Richey.Pick the Best Car Insurance Company for You in New Port Richey
The best car insurance provider for most drivers in New Port Richey
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $812 over the average New Port Richey car insurance company.
The best car insurance provider for New Port Richey drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,193 over the competition.
The best car insurance company for New Port Richey drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $918 better than other car insurance companies.
The best auto insurance for New Port Richey drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $908 less each year.
The least expensive car insurance company for new and young drivers in New Port Richey
In New Port Richey, Geico costs young drivers $2,885 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Port Richey
Geico gave the largest car insurance discounts to married couples, averaging $788 saved each year compared to an average New Port Richey couple's premiums.
The cheapest car insurance in New Port Richey for drivers with bad credit
The best New Port Richey car insurance company for customer service
Allstate was the best company for customer service in New Port Richey according to the NAIC.
Recent price drops
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The cheapest large national provider in New Port Richey
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average New Port Richey driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Port Richey, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around New Port Richey
What Influences the Cost of Car Insurance in New Port Richey?
On average, car insurance in New Port Richey is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Port Richey is 37 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Port Richey are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- New Port Richey has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in New Port Richey is $211 per month for minimum coverage and $231 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Port Richey East: Insurance costs 1.62% more
- Elfers: Insurance costs 3.13% more
- Jasmine Estates: Insurance costs 1.84% more
- Port Richey: Insurance costs 0.65% less
- Holiday: Insurance costs 1.80% more
- Bayonet Point: Insurance costs 1.15% less
- Moon Lake: Insurance costs 3.06% less
- Odessa: Insurance costs 0.14% more
- Tarpon Springs: Insurance costs 2.84% more
- East Lake: Insurance costs 3.17% more
Cities with Similar Populations
- Sunnyvale: Insurance costs 27.15% less
- Sunrise: Insurance costs 15.66% more
- Springfield: Insurance costs 59.02% less
- Spokane Valley: Insurance costs 49.87% less
- Spokane: Insurance costs 49.41% less
- Springfield: Insurance costs 35.54% less
- Stamford: Insurance costs 16.85% less
- Stockton: Insurance costs 22.83% less
- Stone Mountain: Insurance costs 17.25% less
- St. Cloud: Insurance costs 5.40% less