Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bergenfield, NJ
We monitor insurance prices, helping the average driver in Bergenfield save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Bergenfield
The chart below shows the cheapest car insurance company in Bergenfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Bergenfield Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Geico | $75 |
| Plymouth Rock Assurance | $92 |
| NJM | $109 |
Savings for Every Kind of Bergenfield Driver
Based on our extensive insurance data, we know the average Bergenfield driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $568 per year by choosing the right vehicle insurance company. Some Bergenfield residents are paying out over $2,166 extra every year for auto insurance in Bergenfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bergenfield, NJ Savings / Yr. |
|---|---|
$568 |
|
$1,053 |
|
$809 |
|
$698 |
|
$2,802 |
|
$546 |
|
$849 |
Bergenfield Car Insurance vs. New Jersey
People living in Bergenfield pay an average of 19.29% more than the typical driver in the state. The average driver in Bergenfield can expect to pay about $1,292 per year, or $2,166 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Bergenfield for most people.
Car Insurance Prices by Bergenfield Neighborhood
Insurance Prices
Where is insurance cheapest within Bergenfield?
The map shows insurance prices in and around Bergenfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $679 per year within the city boundaries, with insurance premiums ranging from a high of $2,490 to a low of $1,811. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Bergenfield.Pick the Best Car Insurance Company for You in Bergenfield
The best car insurance provider for most drivers in Bergenfield
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $568 over the average Bergenfield car insurance company.
The best car insurance provider for Bergenfield drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,053 over the competition.
The best car insurance company for Bergenfield drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $809 better than other car insurance companies.
The best auto insurance for Bergenfield drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $698 less each year.
The least expensive car insurance company for new and young drivers in Bergenfield
In Bergenfield, Geico costs young drivers $2,802 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bergenfield
Geico gave the largest car insurance discounts to married couples, averaging $546 saved each year compared to an average Bergenfield couple's premiums.
The cheapest car insurance in Bergenfield for drivers with bad credit
The best Bergenfield car insurance company for customer service
Nationwide was the best company for customer service in Bergenfield according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bergenfield, which was better than other insurers.
The cheapest large national provider in Bergenfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bergenfield driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bergenfield, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Bergenfield
What Influences the Cost of Car Insurance in Bergenfield?
On average, car insurance in Bergenfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bergenfield is 44 minutes, which is a little more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bergenfield are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Bergenfield is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bergenfield is $108 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Milford: Insurance costs 5.31% less
- Dumont: Insurance costs 5.82% less
- Tenafly: Insurance costs 0.97% less
- River Edge: Insurance costs 4.94% less
- Cresskill: Insurance costs 5.45% less
- Teaneck: Insurance costs 1.25% less
- Englewood: Insurance costs 5.59% more
- Haworth: Insurance costs 9.60% less
- Oradell: Insurance costs 10.66% less
- DeMarest: Insurance costs 5.31% less
Cities with Similar Populations
- Kihei: Insurance costs 35.55% less
- Ottumwa: Insurance costs 42.80% less
- Olney: Insurance costs 9.46% less
- Oakdale: Insurance costs 19.48% less
- Oak Forest: Insurance costs 24.84% less
- North Wales: Insurance costs 33.33% less
- North Platte: Insurance costs 34.30% less
- North Attleboro: Insurance costs 27.61% less
- Nazareth: Insurance costs 36.66% less
- Natchez: Insurance costs 19.30% less